Senior Software Engineer II

About the role

You will lead the design and implementation of multi-service features that span lending, insurance, and compliance domains. You will act as a technical leader on your squad, influencing both the architecture and the delivery practices of adjacent teams. You will own end-to-end testing strategies, drive systemic reliability improvements, and serve as the incident commander for medium-severity production events. You will author insightful postmortems and translate them into concrete, systemic fixes that prevent recurrence. You will mentor and sponsor engineers across multiple teams, elevating the overall technical bar.

Key facts

What you'll do

• Lead the design and implementation of multi-service features and systems that touch credit, compliance, and user experiences.
• Define and enforce testing strategies across the stack, ensuring coverage from unit through contract and end-to-end tests.
• Act as incident commander for medium-severity production incidents, coordinating response and driving resolution.
• Author postmortems and drive systemic fixes that address root causes and process gaps.
• Serve as technical lead for projects, aligning cross-functional partners including product, design, and operations.
• Mentor and sponsor engineers across teams, providing guidance on architecture, code quality, and career growth.
• Deliver initiatives that measurably improve predictability, throughput, and system resilience.
• Collaborate with data and analytics partners to instrument key workflows and validate outcomes through data.
• Champion best practices in security, privacy, and regulatory compliance within the lending domain.
• Continuously evaluate and introduce tools and platforms that enhance developer productivity and system stability.

Requirements

• Expert in a primary language, competent in two or more others.
• Advanced proficiency with cloud platforms, CI/CD pipelines, and infrastructure as code.
• Strong experience designing APIs and distributed systems that are scalable and maintainable.
• Mastery of testing best practices and quality standards, including automated testing frameworks and strategies.
• 7+ years of professional software development experience in fast-paced, product-focused environments.
• Proven ability to lead technical projects and mentor engineers beyond your immediate team.
• Demonstrated ownership of complex systems and the ability to navigate ambiguity while delivering results.
• Strong written and verbal communication skills for collaborating with cross-functional stakeholders and documenting technical decisions.

Nice to have

• Experience with financial services, lending platforms, or regulated environments.
• Familiarity with manufacturing home loan products, insurance, or related compliance workflows.
• Contributions to open source projects or public technical writing that demonstrate thought leadership.

Practical notes

• While many of our interviews are conducted virtually, all applicants should be prepared to potentially meet in person as part of the process.
• As a participating employer, we will use E-Verify to confirm employment eligibility.
• Please note that we are currently only hiring candidates who reside in the following states: Arizona, Connecticut, Florida, Georgia, Illinois, Indiana, Louisiana, Maryland, Michigan, Missouri, Montana, Nebraska, Nevada, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, and Wisconsin. Applicants that do not reside in the bolded states will be rejected.

Total Rewards

At Zippy, we're passionate about creating a workplace where people love to work. We put a lot of heart into building and nurturing a company culture that not only supports our team but also inspires them to do their best work.

• Competitive

Compensation: We offer a competitive salary with the potential for annual bonuses and variable pay, depending on your skills and experience.

• Equity for All: As a part of our commitment to shared success, all employees receive equity in the company, allowing you to share in the growth and achievements of Zippy.
• Remote Work: Enjoy the flexibility of working from home in a dynamic, remote-first environment.
• Comprehensive Health Coverage: We provide medical, dental, and vision insurance, along with company-subsidized benefits like STD, LTD, and life insurance for you and your family.
• Flexible Spending Accounts: Take advantage of medical & dependent care FSAs to help manage your expenses.
• Training & Licensing Support: We invest in your professional growth with resources for training and licensing.
• Paid Time Off: We offer generous PTO - and we encourage you to use it!
• Wellbeing Programs: Access a variety of wellbeing resources, including Headspace, Gympass+, Fetch, Spring Health, SoFi, Perkspot, Ladder, and more through our Sequoia Wellbeing Programs.
• Parental Leave: We provide paid parental leave to support you and your growing family.
• No Meeting Wednesdays: Enjoy a mid-week break from meetings to focus and recharge.
• Vibrant Slack Community: Engage with colleagues in our lively remote Slack community, featuring fun channels that connect people around shared interests like travel, pets, sports, food, and more.
• Career Growth: We believe in promoting from within, offering you opportunities to grow your career with us.
• Core Values: At the heart of everything we do are our core values: Lead with Passion, Own the Outcome, and Make Life Easier for Others.
• Impact: Your work will directly support millions of Americans pursuing homeownership through manufactured housing.
• Collaboration: You will work alongside thoughtful, mission-driven colleagues who are committed to financial inclusion and innovation.
• Environment: We use modern tools and practices to maintain a fast-paced, iterative, and supportive engineering culture.
• Growth: We encourage continuous learning and provide opportunities to expand your skills and influence across the organization.