Third Party Risk Lead

About the role

You will spearhead the risk management of intra-company arrangements, establishing the definitive oversight for how Wise entities deliver services to one another. This role requires you to refine our existing framework to ensure rigorous and consistent oversight of internal lifecycles from onboarding through offboarding. You will translate complex regulatory requirements into practical operational controls that govern our internal structures. The position demands collaboration with regional leads and country managers to align local operations with global risk policies and standards. You will provide expert advisory to senior leadership regarding regulatory compliance and governance for all internal entities. Furthermore, you will coordinate cross-functional projects designed to drive risk awareness and consistency across different business units globally. Your work will establish the methodologies that ensure our internal third-party relationships are monitored effectively. You will be the owner of documenting and structuring the complex workflows that connect our various Wise entities.

Key facts

What you'll do

• Manage and iteratively improve the framework for intra-company risk and third-party controls specific to our corporate structure.
• Oversee the full internal entity lifecycle, establishing robust processes for onboarding, ongoing monitoring, and systematic offboarding.
• Collaborate deeply with regional leads and country managers to ensure local operations are fully aligned with global risk policies and control objectives.
• Synthesize and provide clear expert advice to senior leadership regarding regulatory compliance, governance, and the implications of new regulations.
• Coordinate cross-functional projects that bridge risk, compliance, and operational teams to drive a unified risk awareness culture.
• Design and refine operational process documentation for the relationships and dependencies between internal entities.
• Identify gaps in current controls and ownership, proposing actionable remediation plans to mitigate potential intra-company risk.
• Act as the central point of contact for inquiries related to the risk management of internal service arrangements and dependencies.
• Develop and maintain risk assessments and oversight mechanisms that ensure our internal structures remain resilient and compliant.
• Partner with internal audit to validate the effectiveness of controls and support the continuous improvement of risk management practices.
• Translate high-level regulatory expectations into specific, measurable controls for our internal teams to follow consistently.
• Facilitate workshops and working sessions with stakeholders to clarify risk responsibilities and enhance cross-functional collaboration.
• Monitor the evolving regulatory landscape and assess the impact of changes on our internal third-party risk posture.
• Own the key risk indicators and metrics that provide visibility into the health of our intra-company risk management framework.

Requirements

• Possess a background in risk, compliance, or internal audit within the financial services sector, demonstrating a clear track record in this domain.
• Show the ability to translate complex regulatory requirements into practical, executable operational controls for internal entities.
• Bring experience managing cross-functional projects and influencing stakeholders across various regions and time zones effectively.
• Demonstrate an aptitude for structuring and documenting complex workflows, dependencies, and controls between internal entities.
• Exhibit comfort working in a fast-paced environment characterized by shifting priorities and inherent ambiguity without losing focus.
• Hold a strong understanding of regulatory compliance specific to financial services and the implications for internal organizational structures.
• Have a proven history of stakeholder management, engaging with senior leadership and teams across diverse functional areas.
• Display strong analytical skills to assess risk exposures and the effectiveness of existing control environments.

Nice to have

Not applicable; the source text does not specify any preferred or additional qualifications beyond the core requirements.

Practical notes

• Salary starts from 3700 EUR monthly gross.
• Compensation includes Restricted Stock Units (RSU).
• Visit Wise.Jobs to learn more about the company culture and mission.
• The position is based in Tallinn, Estonia (EE).
• The engagement is for a full-time employee.
• No specific working hours, visa requirements, or application deadlines are detailed in the source material.

The is a pivotal role responsible for the oversight of intra-company arrangements, ensuring that the structure and relationships between Wise entities are managed with the same rigor as external third parties. You will be the architect of the internal risk framework, developing policies and procedures that govern how our companies interact and share services. This involves a deep dive into our existing processes to identify weaknesses, define improvements, and implement controls that reduce exposure. Success in this role requires a balance of technical regulatory knowledge and the ability to communicate effectively with both technical and non-technical audiences. You must be able to break down complex regulatory language and convert it into directives that our internal teams can understand and follow.

A significant portion of the role is dedicated to managing the end-to-end lifecycle of our internal entities. This means you will be responsible for how we bring on new legal entities, how we monitor their performance and compliance while they are active, and how we orderly exit relationships when they are no longer needed. Each stage requires specific controls and documentation to ensure consistency and accountability. You will work hand-in-hand with regional leads who understand the local market dynamics, ensuring that global risk policies are implemented in a way that respects local nuances and regulations. This collaboration is essential to maintaining a cohesive global risk posture while enabling local agility.

Providing expert advice to senior leadership is a core component of the position. Leaders will rely on your analysis and recommendations when making decisions about new internal entities or changes to existing structures. You will need to present complex risk data in a clear and concise manner, highlighting key concerns and mitigation strategies. Coordination of cross-functional projects will be another critical daily activity. You will need to rally teams from risk, compliance, legal, and operations around the common goal of strengthening our internal risk culture. This requires strong project management skills and the ability to drive consensus.

The ideal candidate is someone who is comfortable operating in an environment where priorities can change rapidly. You will not have the luxury of working on single projects for long periods without interruption. Instead, you must be able to pivot quickly while maintaining a clear head and a firm grasp on the overall risk landscape. Documentation is a key output of this role. The relationships between entities, the controls in place, and the workflows followed must be clearly recorded. This documentation serves as the foundation for audits, reviews, and future process improvements.

Financial services experience is non-negotiable. You must understand the regulatory pressures and compliance obligations that define our industry. The ability to interpret these regulations and embed them into our internal processes is a key success factor. Stakeholder management is equally important. You will interact with leaders, practitioners, and support teams, requiring diplomacy and strong interpersonal skills. The role also demands a high level of personal accountability. You will own the risk of our internal arrangements, and your judgment will impact the integrity of our entire ecosystem.

The compensation package reflects the importance and complexity of this role, starting at 3700 EUR monthly gross. This base salary is complemented by Restricted Stock Units (RSU), aligning your long-term interests with the success of the company. The position is located in Tallinn, Estonia, offering the chance to work in a dynamic European tech hub. The engagement is full-time, requiring your dedication and presence. While specific hours are not outlined, the role demands a high degree of availability to collaborate with global teams. If you are passionate about building robust risk management frameworks and thrive in a challenging environment, this role represents a significant opportunity to make a lasting impact at a leading financial technology company. Please refer to Wise.Jobs for further insights into our culture, values, and mission, ensuring this opportunity aligns with your professional goals.