Loan Originator (Nevada) | Sage Home Loans

About the role

You will own your book of business and manage the entire loan lifecycle from initial contact to funding. You will build genuine relationships with clients by listening to their goals and providing tailored mortgage solutions. You will act as a trusted advisor, guiding clients through each stage with clarity and confidence. You will collaborate daily with underwriting and operations to ensure smooth transaction execution. You will maintain detailed records of all interactions and decisions within our CRM system. You will stay current on market conditions and regulatory requirements that impact loan processing. You will celebrate team wins and support your colleagues in achieving shared targets. You will uphold the highest standards of ethics and integrity in every client interaction.

Key facts

What you'll do

• Answer inbound customer calls to discuss various loan products, prequalification criteria, and next steps.
• Communicate loan progress clearly to consumers and collect any required documentation.
• Guide clients through the prequalification process, explaining options and eligibility in straightforward terms.
• Review loan applications for completeness and accuracy before submission to underwriting.
• Coordinate closely with operations and processing teams to move files efficiently through each stage.
• Provide updated timelines and status checks to clients, maintaining transparency throughout the journey.
• Identify and nurture new business opportunities through phone outreach and follow-up conversations.
• Interpret loan estimates and closing disclosures, highlighting key terms and any changes for clients.
• Build long-term client relationships by following up after closing and encouraging repeat business and referrals.
• Maintain organized records of all conversations, commitments, and documentation within our secure systems.
• Monitor pipeline performance and adjust activity levels to meet production goals.
• Collaborate with underwriters to resolve conditions and keep transactions moving forward.
• Support marketing efforts by providing feedback from the field to improve campaigns and messaging.
• Demonstrate strong ownership by initiating proactive steps without waiting for direction on routine tasks.

Requirements

• You must be currently licensed or eligible for licensure as a mortgage loan originator in Nevada.
• You must hold a valid Unique State Identifier (USI) and maintain registration in the Nationwide Multistate Licensing System.
• You must possess a valid Social Security Number or Individual Taxpayer Identification Number for employment.
• You must pass a criminal background check and provide verifiable employment history for the past two years.
• You must be able to provide proof of eligibility to work in the United States without delay.
• You must have reliable high-speed internet, a dedicated landline, and a quiet workspace suitable for professional calls.
• You must be available to work core business hours and accommodate client schedules as needed.
• You must demonstrate strong communication skills, including clear verbal expression and attentive listening.
• You must have basic proficiency in computer applications, including word processing, spreadsheets, and web tools.
• You must be comfortable learning and using a customer relationship management platform.
• You must adhere to company policies, regulatory guidelines, and all compliance procedures.
• You must maintain confidentiality regarding client information and company data at all times.
• You must be willing to participate in ongoing training and coaching sessions to refine your skills.
• You must have a dedicated workspace that allows for professional customer interactions.

Nice to have

• Previous experience in mortgage lending or a related financial services field.
• Familiarity with common loan processing software and documentation standards.
• Understanding of Nevada-specific mortgage regulations and compliance practices.
• Experience managing a personal book of business or meeting production targets.
• Strong written communication skills for email and digital correspondence.
• Comfort conducting video meetings and virtual presentations.
• Knowledge of local Las Vegas neighborhoods and market conditions.

Practical notes

This position is remote and available exclusively to candidates residing in Nevada. You are expected to work core business hours and respond promptly to client and team inquiries. Occasional travel may be required for training, meetings, or events as determined by management. You must maintain a dedicated workspace that supports professional communication and compliance with company standards. This role requires consistent access to a secure internet connection and reliable technology throughout employment.