Director, Portfolio - Alternative Energy

Pathward, N.A.Remote2w ago$125,000- $208,000

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Job description

Director, Portfolio - Alternative Energy at Pathward, N.A. .

About the role

You will manage the end-to-end credit lifecycle for the Alternative Energy portfolio with ownership of risk, performance, and strategic decision-making. You will develop and implement credit metrics using both internal and external data, policies, and procedures consistent with industry regulations and best practices as outlined in the Program Standards. You will lead a team of credit and portfolio analysts, overseeing transaction origination, monitoring existing customers, assigning risk ratings, and reporting on portfolio exposure and performance. You will partner with Collections, Asset Management, and Legal to design workout strategies for troubled or severely past due accounts. You will complete Adverse Assets Reports as required and collaborate with Data Analytics to build portfolio reports that monitor exposures, origination sources, and trends. You will utilize portfolio and industry data to manage and update metrics used within credit evaluation, and you will review and understand customer documentation and reporting requirements. You will coordinate responses to internal and external auditor requests for the department and handle other duties as assigned.

Key facts

Location: Remote

What you'll do

Manage the day-to-day activity of the Alternative Energy Portfolio teams including Credit Analysts, Account Executives and Portfolio Analysts. Perform all managerial duties related to team personnel, including hiring, performance reviews, discipline, coaching, and development.
Responsibility of managing credit monitoring scorecard and approval authorization levels.
Develop and document department policies and procedures. Ensure that periodic reviews are performed within established guidelines. Ensure risk ratings are applied according to guidelines and updated in the leasing system.
Work with Collections, Asset Management Group, and Legal to develop and implement strategy for troubled and/or severely past due accounts to resolve delinquency, forbearance agreements, and payoffs.
Complete Adverse Assets Reports as required.
Work with Data Analytics team to develop portfolio reports to monitor exposures, origination sources and trends.
Utilize portfolio and industry data to manage and update metrics used within credit evaluation.
Review and understand customer documentation and reporting requirements.
Coordinate responses to internal and external auditor requests for the department.
Other duties as assigned.

Requirements

Bachelor's degree or equivalent education and work experience.
Alternative Energy Portfolio, Underwriting, or Asset Management Experience, including Tax Equity, Sale Lease Back, Syndication, and Participation.
8+ years banking/finance experience.
Collection or workout experience required.
Financial statement analysis experience required.
Familiarity with banking regulations and compliance.
Prior supervisory or management experience preferred.
The ability to manage multiple competing priorities.
Excellent communication skills including verbal, written, and presentation.
The ability to partner and influence at various levels, both internally and externally.

Practical notes

Salary range: $125,000- $208,000

The salary range reflects the minimum and maximum target for a new hire in this role. Individual pay within the range will be determined by multiple factors which can include but are not limited to a candidate's experience, qualifications, skills, and location. Your recruiter can share more about the specific salary for your location during the hiring process. Ranges may be modified in the future.

This role is also eligible for an annual performance-based incentive opportunity. Pathward offers a comprehensive benefits package for eligible employees, including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more.

Applications will be accepted for a minimum of 3 days after posting, and there is no predetermined date by which applications should be submitted.

Knowingly submitting false information will result in disqualification for consideration of future positions, termination of employment and forfeiture of other rights.

Don't have everything listed under qualifications? If you're excited about this role but your experiences don't match exactly to everything in the posting, we encourage you to apply anyway. You may be just the right candidate for this or other Pathward roles. Pathward is an equal employment opportunity employer and considers candidates for roles without regard to their race, sex, national origin, ethnicity, age, disability or any other category protected by law.

Our commitment to inclusion is woven into our DNA. We believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve.

We provide equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, ethnicity, religion, sex, sexual orientation, gender identity, transgender status, pregnancy, national origin, age (age 40 and over), disability, genetic information, marital status, hair texture or hairstyle, ancestry, service in the uniformed services, protected veteran status, status as a victim of domestic violence or any other class protected by federal, state and local laws.

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