Data Analyst - Risk & Compliance

About the role

In this position, you will serve as the bridge between complex transaction data and the controls that govern acceptable behavior. You will review how funds move, how risks are signaled, and how decisions are encoded in systems. Your analysis will directly shape rule logic, monitoring strategies, and operational responses. The work is hands-on, requiring you to pull raw data, question patterns, and convert findings into concrete system changes and documentation. You will own the lifecycle of risk analysis from data intake through to implementation and audit readiness. You will translate high-level compliance objectives into precise analytical requirements and data definitions. You will partner with stakeholders to ensure that risk indicators remain relevant as products and regulations evolve.

Location

Bangalore

Engagement

Full-time

Compensation

18.5 LPA

What you will do

Build intake mechanisms that funnel transaction records and compliance flags into a structured review workflow.

Design analytical models that convert event streams into measurable risk indicators used for ongoing oversight.

Lead review cycles where data patterns, rule outcomes, and exceptions are examined and documented.

Coordinate the deployment of validated rule changes into production environments, ensuring proper oversight and logging.

Create partner workflows that align risk expectations, data definitions, and incident responses across functions.

Implement scanning processes that detect unusual transaction paths, timing anomalies, and geography-specific patterns.

Drive testing practices that validate rule changes against historical cases before they go live.

Maintain detailed documentation that records logic choices, data sources, and decision trails for audits and reviews.

Perform root cause analysis when anomalies are detected, tracing issues back to data sources or rule definitions.

Develop monitoring dashboards that provide clear visibility into risk exposure and compliance performance.

Champion data quality initiatives that ensure transaction records remain accurate, complete, and traceable.

Collaborate with compliance and operations teams to prioritize analytical work based on regulatory and business risk.

Establish repeatable processes for ongoing risk assessment that reduce manual effort and increase consistency.

Support ad hoc investigations by rapidly assembling data sets and presenting findings in a clear, actionable format.

Requirements

You must use SQL with confidence to extract, join, and summarize data from transactional sources.

You are expected to understand risk and compliance concepts and to translate policies into data checks and monitoring signals.

You should be comfortable working with event streams and transaction data models to track how records move through systems.

You need to understand business rules and internal controls so that analytical work supports governance and oversight.

You must be able to work independently while managing multiple analytical priorities in a fast-paced environment.

You should have strong attention to detail and the ability to explain complex analytical findings to non-technical audiences.

You are required to follow documented procedures and adhere to established data governance standards.

You must be comfortable using tools commonly found in data analytics environments for querying and reporting.

Nice to have

Prior experience in payments, financial services, or regulated environments is preferred.

Practical notes

Details may vary slightly from the official apply page. Confirm all information on the official application portal before proceeding.

What you'll do

's legal and regulatory obligations in the Americas region, and help drive our expansion into new markets. This role requires strong familiarity with US money transmission licensing (MTLs), cross-border payment systems and regulations, US bank sponsorship, and financial services laws to help us continue to drive innovation and accelerate our licensing and growth plans for the region.

About Nium

Nium is hiring for Data Analyst - Risk & Compliance. The listing location is Bangalore.

This Data Analyst - Risk & Compliance opening is posted for Bangalore.