Lead Product Manager, Everyday Money

About the role

We are seeking a dynamic product leader to spearhead the development of a new suite of financial tools aimed at enhancing everyday money management for millions of users. In this position, you will be responsible for shaping the strategic direction of products that focus on planning, saving, and spending. Additionally, you will drive innovation in AI-powered financial solutions, ensuring they meet the evolving needs of our users.

Key facts

What you'll do

• Formulate and implement a comprehensive, multi-phase strategy for everyday financial management tools, detailing the sequence of product and feature development.
• Take ownership of product lines from inception to market launch, overseeing their evolution and user engagement.
• Lead initiatives to explore and integrate AI-driven financial products, focusing on creating user-centric experiences that empower individuals in managing their finances.
• Establish a clear product roadmap that highlights the interconnections between new and existing financial services.
• Make pivotal decisions regarding build-versus-buy and build-versus-partner strategies, collaborating with external partners to expedite the development of capabilities.
• Mentor and guide a small team of Product Managers, promoting their professional growth and ensuring alignment with the overarching product vision.
• Work closely with design and credit teams to create a seamless and valuable user experience that aligns with the company's broader objectives.
• Analyze market trends and user feedback to refine product offerings continuously, ensuring they remain relevant and competitive.
• Advocate for user needs throughout the product development process, ensuring that the final products resonate with our target audience.
• Develop metrics and KPIs to measure product success and inform future iterations.
• Collaborate with cross-functional teams to ensure that product launches are executed smoothly and effectively.
• Stay abreast of industry trends and regulatory changes that may impact product development and user experience.

Requirements

• Proven track record in developing and communicating a comprehensive product strategy for a product area, including understanding sequencing and interdependencies.
• Experience managing financial aspects of a product or business line, demonstrating how product decisions influence financial results.
• Background in creating consumer financial products, with a solid grasp of market dynamics and regulatory frameworks.
• Strong user-focused mindset, ensuring that product development is rooted in user needs while effectively collaborating with design teams.
• Proficient in data analysis, utilizing data to validate product hypotheses and convert quantitative insights into actionable user stories.
• Familiarity with AI-driven product development, particularly in creating agentic experiences, and an understanding of AI's potential to reshape consumer applications.
• Experience in mentoring and developing Product Managers, enhancing team performance while remaining actively involved in product initiatives.
• A history of personally launching products, demonstrating hands-on involvement rather than solely overseeing others.
• Experience in managing partnerships and making strategic decisions regarding build-versus-buy scenarios.
• Comfort with uncertainty and a proactive approach to establishing new initiatives within a larger organizational context.
• Knowledge of compliance and regulatory requirements relevant to product development.

Nice to have

• Experience navigating compliance challenges in a regulated product environment.
• Familiarity with financial technology trends and innovations.
• Previous involvement in cross-functional team collaborations within a fintech setting.

Skills & tools

• Product Strategy
• P&L Management
• Fintech Product Development
• User-Centric Design
• Analytical Skills
• AI Product Development
• Team Leadership
• Partnership Management
• Product Launch
• Regulatory Compliance

Practical notes

• This position is fully remote within the United States.
• The company operates in a virtual environment across various countries and time zones.
• Benefits include flexible health plans with generous subsidies and reimbursement for home office expenses.
• The organization hosts paid global team gatherings twice a year to foster team cohesion.
• Career advancement is based on contributions and impact rather than strict timelines, allowing for a more organic growth path.