Sr. Manager, Capital Markets & Treasury

About the role

You will lead the strategic oversight of Oportun's corporate liquidity and cash management framework. In this capacity, you will own the design, execution, and continuous improvement of enterprise-wide cash forecasting processes. The role requires you to act as a key liaison between the Capital Markets team and broader Finance organization to ensure data integrity and model robustness. You will be responsible for refining existing financial models and integrating disparate data sources to support accurate predictions of cash inflows and outflows. Your analysis will directly inform critical business decisions regarding funding, debt issuance, and operational efficiency. You will drive initiatives to enhance the clarity and reliability of financial reporting related to liquidity positions. This position demands a high level of ownership and the ability to translate complex financial data into actionable insights for leadership. You will be a central figure in ensuring the company maintains optimal liquidity to support growth objectives.

Key facts

What you'll do

Establish and maintain a comprehensive enterprise cash forecasting model to provide visibility into future liquidity positions.

Enhance the effectiveness of cash forecasting by developing clear reporting standards and consolidating data from multiple cash management sources.

Integrate internal operational data with external vendor information to construct a robust and scalable cash forecasting system.

Perform back-testing on historical forecasts to evaluate accuracy and implement targeted improvements to the forecasting methodology.

Collaborate with cross-functional stakeholders to gather inputs and align cash planning with business activity and strategic goals.

Streamline financial modeling processes to improve the efficiency and transparency of liquidity management workflows.

Leverage advanced Excel capabilities to build dynamic dashboards and automate routine reporting tasks.

Utilize SQL queries to extract, transform, and validate large datasets from financial systems for analysis.

Champion the adoption of best practices in cash management across the finance department.

Provide clear and concise communication of liquidity forecasts and associated risks to senior management and stakeholders.

Support the evaluation and implementation of new technologies or tools that enhance cash forecasting accuracy.

Monitor changes in the business environment and adjust forecasting assumptions to reflect evolving conditions.

Ensure compliance with internal financial controls and governance procedures related to cash management.

Drive continuous improvement initiatives to optimize the accuracy and reliability of financial projections.

Requirements

Hold a Bachelor's degree and possess 4 to 8 years of experience in finance, capital markets, investment banking, or investment management.

A Master's degree with equivalent education and experience will also be considered for this position.

Demonstrate advanced proficiency in Microsoft Excel, including the use of pivot tables, vlookups, macros, and complex formulas.

Bring prior experience with SQL for data extraction, manipulation, and reporting in a financial context.

Thrive in a fast-paced and rapidly changing business environment where priorities can shift quickly.

Exhibit strong problem-solving skills and the ability to analyze complex financial data to derive meaningful conclusions.

Communicate effectively both in writing and verbally to convey technical information to non-financial audiences.

Be a results-driven individual contributor who can manage multiple tasks and meet strict deadlines without supervision.

Function effectively as a team player while also taking ownership of individual responsibilities and deliverables.

Possess a diligent work ethic with a keen attention to detail to ensure the accuracy of financial models and reports.

Have a proven track record of working with large datasets and financial modeling in a corporate or institutional setting.

Demonstrate the ability to learn new systems and tools quickly to adapt to evolving financial technologies.

Show integrity and professionalism in all interactions with internal and external partners.

Nice to have

Experience with additional financial modeling tools or platforms beyond Excel and SQL.

Familiarity with treasury management systems or enterprise resource planning software.

Understanding of capital markets instruments and cash management frameworks.

Prior experience in a remote or hybrid work environment demonstrating strong self-discipline.

Knowledge of regulatory requirements related to corporate liquidity and financial reporting.

Practical notes

The annual salary range for this position in the US is $112,500 to $180,000.

This is a remote position open to candidates located in the United States.

Full-time engagement is required for this role.

The position is categorized under the Capital Markets team.

Candidates must meet the specified experience and educational criteria as outlined in the requirements section.

All duties must be performed in compliance with company policies and procedures.

The successful candidate is expected to start as soon as possible upon acceptance of the offer.

Travel is not required for this position.

No visa sponsorship is available for this role.

The work location is strictly remote within the territorial boundaries of the United States.

Application deadlines are not specified; interested candidates are encouraged to apply as soon as they are ready.