AML and monitoring B2B analyst

About the role

Klar is seeking a dedicated and detail-oriented AML and Monitoring B2B Analyst to join our dynamic team in Mexico City, CDMX. This full-time position is essential for ensuring compliance with anti-money laundering regulations and monitoring business transactions to mitigate risks. The ideal candidate will play a crucial role in safeguarding our financial operations while contributing to the overall integrity of our services. If you are passionate about compliance and risk management, this is an excellent opportunity to advance your career in a fast-paced fintech environment.

Key facts

What you'll do

• Conduct thorough analyses of B2B transactions to identify potential money laundering activities and other financial crimes.
• Monitor and review customer accounts and transactions to ensure compliance with AML regulations and internal policies.
• Collaborate with cross-functional teams to develop and implement effective monitoring strategies that align with regulatory requirements.
• Prepare detailed reports on suspicious activities and present findings to senior management and relevant authorities.
• Maintain up-to-date knowledge of AML regulations, industry trends, and best practices to ensure compliance and enhance monitoring processes.
• Assist in the development and execution of training programs for staff on AML compliance and risk management.
• Support the implementation of new technologies and tools to improve monitoring efficiency and effectiveness.
• Participate in audits and examinations conducted by regulatory bodies, providing necessary documentation and insights.
• Engage with external stakeholders, including law enforcement and regulatory agencies, to facilitate investigations and compliance efforts.
• Contribute to the continuous improvement of AML policies and procedures, ensuring they are robust and effective.
• Analyze data trends to identify potential areas of risk and recommend actionable solutions to mitigate those risks.
• Document all findings and actions taken in accordance with company policies and regulatory requirements.

Requirements

• Bachelor's degree in finance, business administration, or a related field.
• A minimum of 3 years of experience in AML compliance, risk management, or a related analytical role within the financial services sector.
• Strong understanding of AML regulations, including the Bank Secrecy Act (BSA) and the USA PATRIOT Act.
• Proven experience in transaction monitoring and investigation processes.
• Excellent analytical skills with a keen attention to detail and the ability to interpret complex data sets.
• Strong communication skills, both written and verbal, with the ability to present findings clearly and concisely.
• Proficient in using AML monitoring software and data analysis tools.
• Ability to work independently and collaboratively in a fast-paced environment.
• Strong organizational skills and the ability to manage multiple priorities effectively.

Nice to have

• Certification in anti-money laundering (CAMS or equivalent) is highly desirable.
• Experience working in a fintech or technology-driven environment.
• Familiarity with machine learning and data analytics techniques as they apply to AML monitoring.
• Knowledge of international AML regulations and practices.
• Proficiency in Spanish and English, both spoken and written.

Skills & tools

The successful candidate will be proficient in various tools and technologies relevant to AML compliance and monitoring, including but not limited to:

• AML monitoring software (e.g., Actimize, SAS)
• Data analysis tools (e.g., Excel, SQL)
• Reporting and visualization tools (e.g., Tableau, Power BI)
• Familiarity with regulatory compliance platforms

Practical notes

This position is based in Mexico City, CDMX, and requires the candidate to have valid work authorization for Mexico. The role may involve occasional overtime or extended hours during peak periods, such as audits or regulatory examinations. Candidates should be prepared for a fast-paced work environment and be adaptable to changing regulations and business needs.

If you are ready to take on this exciting challenge and contribute to the integrity of Klar's operations, we encourage you to apply through our careers page. Join us in shaping the future of financial services while ensuring compliance and security for our customers.