Associate, Credit Analysis

About the role

Opportunity Overview

OFS presents a distinct professional environment for individuals seeking to apply rigorous financial analysis within the capital markets. Established in 1994, our firm operates as a registered investment adviser dedicated to delivering tailored capital and leveraged finance solutions to United States corporations. For more than a quarter-century, OFS has cultivated a disciplined methodology designed to supply reliable, innovative, and flexible credit alternatives for businesses that frequently find themselves underserved by conventional banking institutions. We specialize in providing flexible debt instruments intended to facilitate recapitalizations, leveraged buyouts, and strategic growth capital deployments. As an integral affiliate of the CIM Group, we offer a platform where analysts can directly impact the strategic financial decisions of our clients. This role represents a significant opportunity to join a mission-driven team and contribute meaningfully to the infrastructure of corporate finance.

Position Responsibilities

The successful candidate will function as a critical analyst responsible for the evaluation and support of complex corporate financial structures. The primary focus involves assessing credit profiles and engineering robust support mechanisms for transactions occurring within the United States. The analytical scope is concentrated in three core areas: recapitalizations, leveraged buyouts, and expansion funding initiatives. Practitioners in this role will operate under the guidance of advisory clients while being physically based in the Chicago, Illinois jurisdiction.

Key responsibilities include the design and implementation of comprehensive intake questionnaires capable of capturing detailed financial history and intricate ownership structures. Analysts will construct sophisticated credit assessment models by synthesizing data from internal databases and external reference sources. A continuous review of portfolio exposures is required to identify concentrations and potential stress triggers that may impact performance. The production of analytical summaries is essential, with a specific emphasis on highlighting covenant headroom and liquidity coverage metrics.

Collaboration with legal and compliance departments is mandatory to ensure the alignment of documentation standards and regulatory adherence. Coordinating due diligence activities for new mandates entering the evaluation pipeline is a standard expectation. also, the position requires the maintenance of ongoing monitoring routines for existing relationships to ensure strict covenant compliance. As market conditions evolve, analysts must diligently update scenario testing inputs to reflect changes in borrower profiles and economic environments.

Required Qualifications

Candidates must possess United States authorization to work without the need for sponsorship at the time of hire. A minimum of three years of professional experience in credit evaluation, lending, or a closely related analytical field is mandatory. Demonstrated expertise in financial modeling, cash flow forecasting, and ratio analysis is essential for success in this capacity. Proficiency with spreadsheet applications is required to organize data, validate calculations, and prepare detailed reports.

Applicants must apply established credit assessment frameworks specifically to small and mid-sized enterprise situations. A thorough understanding of leveraged finance products is non-negotiable, including practical knowledge of term loans and revolving facilities. The ability to translate complex financial data into actionable insights is a core competency required for this position.

Preferred Qualifications and Tools

While not mandatory, experience serving advisory clients within a registered investment adviser capacity is highly valued. This background provides a distinct advantage in understanding the nuances of fiduciary responsibilities and client advisory dynamics.

Proficiency with specific financial tools and platforms is expected. Candidates should be adept users of the Bloomberg Terminal and FactSet data systems. Advanced mastery of Microsoft Excel is essential for manipulating large datasets and building financial models. Knowledge of programming languages such as Python and SQL is considered a significant asset for automating processes and managing data extraction.

Practical Application

Interested professionals are encouraged to verify details regarding the application process on the official channel. Specifics regarding the submission of materials and deadlines will be found on the designated apply page. Ensure all documentation is current and accurately reflects your qualifications prior to submission.

What you'll do

• Meet the bar Practical notes