Mortgage Broker
SpringfinancialCanadaFull Time
Job description
About the role
As a , you will play a crucial role in helping clients navigate the complex world of mortgage financing. Your primary responsibility will be to assess the financial needs of clients and provide tailored mortgage solutions that align with their goals. This position requires a strong understanding of the mortgage market, excellent communication skills, and the ability to build lasting relationships with clients. You will work in a dynamic environment in Vancouver, British Columbia, where you will have the opportunity to make a significant impact on the financial well-being of individuals and families.
Key facts
What you'll do
- Conduct thorough assessments of clients' financial situations to determine their mortgage needs and preferences.
- Provide expert guidance on various mortgage products, including fixed-rate, variable-rate, and specialized loans.
- Develop customized mortgage solutions that align with clients' financial goals and long-term plans.
- Collaborate with lenders to secure the best mortgage rates and terms for clients.
- Prepare and present detailed mortgage applications, ensuring all necessary documentation is accurate and complete.
- Maintain up-to-date knowledge of market trends, lending policies, and regulatory changes that may impact clients.
- Build and nurture relationships with real estate agents, financial planners, and other professionals to generate referrals.
- Conduct follow-ups with clients throughout the mortgage process to ensure a smooth experience and address any concerns.
- Provide ongoing support and advice to clients after closing, helping them understand their mortgage terms and options for future refinancing.
- Participate in community events and networking opportunities to promote Springfinancial's services and expand your professional network.
- Utilize CRM software to manage client interactions and maintain accurate records of all communications and transactions.
- Continuously seek opportunities for professional development and training to enhance your skills and knowledge in the mortgage industry.
Requirements
- A minimum of 2 years of experience in mortgage brokering or a related financial services role.
- Valid mortgage broker license in British Columbia or the ability to obtain one.
- Strong understanding of mortgage products, lending criteria, and the overall real estate market.
- Excellent interpersonal and communication skills, with the ability to build rapport with clients and industry professionals.
- Proven track record of meeting or exceeding sales targets in a competitive environment.
- Strong analytical skills to assess clients' financial situations and recommend appropriate mortgage solutions.
- Proficiency in using mortgage software and CRM systems to manage client data and streamline processes.
- Ability to work independently and as part of a team, demonstrating initiative and a proactive approach to problem-solving.
- High level of integrity and professionalism, with a commitment to providing exceptional client service.
Nice to have
- Experience in a sales or customer service role within the financial services industry.
- Familiarity with digital marketing strategies to attract new clients and enhance brand visibility.
- Bilingual abilities in English and another language to better serve a diverse clientele.
- Previous experience working with first-time homebuyers or clients with unique financial situations.
- Knowledge of alternative lending options and creative financing solutions.
Skills & tools
- Proficient in Microsoft Office Suite (Word, Excel, PowerPoint) and mortgage-specific software.
- Strong negotiation skills to advocate for clients with lenders and secure favorable terms.
- Effective time management skills to handle multiple clients and deadlines simultaneously.
- Familiarity with financial analysis tools and techniques to assess client eligibility for various mortgage products.
Practical notes
- This position is based in Vancouver, British Columbia, and may require occasional travel within the region to meet clients or attend industry events.
- The role may involve flexible working hours, including evenings or weekends, to accommodate client schedules.
- Springfinancial is committed to fostering a diverse and inclusive workplace, welcoming applicants from all backgrounds.
META
Company: Springfinancial
Title: Mortgage Broker
Listed
location: Vancouver, British Columbia
Job type: Full-time