OSINT Investigator

About the role

This role is built for a tenacious investigator who thrives when untangling the most sophisticated financial crime cases. You will own the full lifecycle of high-complexity investigations, moving beyond surface-level analysis to uncover hidden networks and deliver actionable intelligence. Your work will directly shape the long-term strategy of our financial crime defense by identifying systemic weaknesses and translating findings into preventative controls. You will act as the primary technical and strategic escalation point, challenging assumptions and ensuring our investigative methodology sets industry standards. A core part of this position involves authoring defensible narratives and evidence packages that hold up under scrutiny by regulators and law enforcement. You will lead the synthesis of global threat intelligence to proactively identify new criminal typologies before they impact our users. Ultimately, you will be the guardian of our platform's integrity, ensuring our evolution into the definitive destination for financial services is protected by world-class investigative rigor.

Key facts

What you'll do

• Lead end-to-end forensic investigations into the most sophisticated and multi-layered fraud types, including organized scam networks, complex merchant account takeover, and advanced AML/CTF syndicates.
• Conduct advanced forensic reconstruction and intelligence gathering by analyzing data from complex internal systems and leveraging cutting-edge OSINT sources to uncover hidden links and build evidence-based intelligence packages regarding emerging criminal schemes.
• Serve as a strategic mentor and key escalation point for the first line of defense, challenging investigative assumptions and providing expert guidance on complex cases while conducting rigorous quality reviews on investigation files and documentation.
• Apply meticulous attention to detail to defensible evidence management, ensuring every investigation step, finding, and artifact is documented in an airtight format ready for external auditors, law enforcement, or regulatory review.
• Author and review high-priority Suspicious Activity Reports and Suspicious Transaction Reports, ensuring the "Who, What, When, and Why" of a crime is indisputable and submitted within strict regulatory deadlines.
• Translate complex investigative findings into actionable intelligence by partnering with Product, Data, and Engineering teams to patch systemic vulnerabilities and architect next-generation monitoring and control frameworks.
• Own a critical 'Focal Area' responsibility, proactively hunting for emerging, new-to-market typologies and delivering trend analysis and strategic recommendations to FinCrime leadership.
• Drive the development of standardized investigation playbooks and protocols to elevate the consistency and efficiency of the investigative function across the organization.
• Collaborate with cross-functional stakeholders to coordinate intelligence sharing and ensure alignment on risk appetite and mitigation strategies.
• Maintain a current and comprehensive understanding of the evolving threat landscape, presenting findings to influence investment in tools, training, and resources.

Requirements

• Possess 3+ years of demonstrable experience in end-to-end fraud, AML, or corporate investigations, with a deep understanding of the full investigation lifecycle.
• Bring an expert understanding of fraud principles, complex criminal typologies, and forensic reconstruction techniques, coupled with proven expertise in applying OSINT methodologies.
• Hold working knowledge of Anti-Money Laundering/Countering the Financing of Terrorism regulations and the Strong Customer Authentication (SCA) framework, which is highly preferred for candidates with exceptional fraud investigation backgrounds.
• Demonstrate exceptional critical thinking skills and a natural refusal to accept information at face value, with a relentless pursuit of the underlying truth.
• Exhibit proficiency in navigating data analytics tools such as Looker, Splunk, HEX, or Redshift to efficiently leverage data in uncovering the full scope of complex issues.
• Show a proven capability to guide, coach, and elevate the technical and investigative skills of peers and junior team members through structured mentorship.
• Communicate complex, disparate datasets into clear, concise, and actionable briefs suitable for executive leadership and external stakeholders, both verbally and in writing.
• Maintain unwavering resilience under pressure, demonstrating a commitment to continuous learning and high-integrity judgment when handling sensitive, high-risk financial crime incidents.
• Have a strong history of ownership and discretion, managing confidential information with the utmost professionalism in fast-paced environments.
• Be comfortable working within a structured yet agile framework, balancing independent execution with collaborative team efforts to meet shared objectives.

Nice to have

• Professional certifications such as Certified Fraud Examiner (CFE) or Certified Anti-Money Laundering Specialist (CAMS) are a strong plus.

Practical notes

• We embrace three days per week in-office (Tuesday and Thursday are mandatory in Luxembourg, with flexibility on the third day).
• This role requires occasional travel to client or regulatory meetings as needed.
• Candidates must be eligible to work in Luxembourg.