Product Management - Senior Product Manager

About the role

You will own the end-to-end product lifecycle for mutual fund offerings within the Paytm Money ecosystem, driving strategy from ideation to execution. You will define and communicate a clear product vision for mutual fund products that balances user needs with business goals and regulatory constraints. You will partner with cross-functional teams to ensure that every feature released delivers measurable value to the retail investor. You will leverage data and user research to identify friction points and opportunities in the investment journey. You will ensure that complex financial products are translated into intuitive and accessible experiences for millions of users. You will be the primary owner for critical financial workflows such as SIPs, lump sum investments, and portfolio management features. You will champion compliance and operational excellence to ensure all products adhere to SEBI and AMFI guidelines.

Key facts

What you'll do

Define and execute the product roadmap for mutual fund products including SIPs, lump sum investments, STP, SWP, NFOs, and goal-based investing initiatives.

Translate complex mutual fund concepts into simple user experiences by crafting detailed PRDs, user journeys, wireframes, and unambiguous acceptance criteria.

Conduct market research, competitor benchmarking, and customer interviews to uncover insights that drive product differentiation and adoption.

Collaborate closely with technology, design, operations, compliance, marketing, and business teams to conceptualize, build, and launch impactful features.

Ensure all product features comply with SEBI, AMFI, KYC, FATCA, and other relevant regulatory and operational guidelines.

Partner with analytics teams to define success metrics, set up tracking, and monitor product performance to inform data-driven optimizations.

Drive customer engagement, activation, and retention through experimentation and continuous improvement of the investment flow.

Own the end-to-end lifecycle of features from initial discovery through launch, post-launch monitoring, and iterative enhancement.

Stay current on mutual fund industry trends, regulatory changes, and emerging technologies in the wealth-tech and digital payments landscape.

Champion a customer-obsessed mindset by advocating for user needs while balancing business objectives and technical feasibility.

Lead scoping and prioritization discussions to ensure the team is focused on the highest impact opportunities.

Work with stakeholders to clarify requirements, resolve dependencies, and manage trade-offs throughout the product development cycle.

Requirements

You must possess a Bachelor's degree or higher in a relevant field such as engineering, finance, or a related discipline.

You must have a minimum of 7 years of overall professional experience, with at least 3 years specifically in Mutual Funds, WealthTech, Asset Management, or Investment Products.

You must have a strong understanding of mutual fund products, including SIP lifecycle, order management, KYC processes, transaction flows, reconciliation, and compliance frameworks.

You must have a proven track record of managing digital investment or wealth management products from conception to scale.

You must demonstrate strong analytical, problem-solving, and data interpretation skills in complex scenarios.

You must have excellent communication and cross-functional collaboration abilities to work effectively with diverse teams.

You must be able to thrive in a fast-paced, high-growth fintech environment with shifting priorities and tight deadlines.

You must be detail-oriented and capable of managing multiple initiatives while maintaining a high standard of quality.

Nice to have

You have prior exposure to digital wealth management or investment platforms.

You have a strong understanding of customer investment journeys, portfolio management, and financial planning principles.

You have knowledge of capital markets, ETFs, retirement products, and wealth advisory solutions.

You have experience in scaling B2C fintech products and driving customer engagement through product-led growth strategies.

Practical notes

This is a full-time employment position based in Bangalore, Karnataka.

The role is an Individual Contributor position with no direct reports.

There may be travel requirements associated with the role.

Candidates must be eligible to work in India without requiring additional visa sponsorship.