金融事業開発担当（銀行領域）

About the role

PayPay, a leading fintech company, is on the lookout for a Financial Business Development Specialist focused on the banking sector. This role is pivotal in driving strategic initiatives aimed at evolving PayPay from a payment application to a comprehensive financial super app. The successful candidate will be integrated into the PayPay Bank team, working closely with various group companies to create synergies that enhance user experience and service offerings. This position presents an exciting opportunity to contribute to the growth of PayPay Bank as it strives to become the number one retail bank in Japan.

Key facts

What you'll do

• Lead the development and growth of innovative financial services in collaboration with group companies such as PayPay Securities, PayPay Card, and PayPay Insurance.
• Engage directly with senior management within the bank to facilitate swift decision-making and effective project management.
• Identify and analyze market trends to inform the strategic direction of new service offerings within the retail banking sector.
• Collaborate with cross-functional teams to design user-centric financial services that enhance customer engagement and satisfaction.
• Develop and implement marketing strategies to promote new financial products and services to a diverse user base.
• Monitor and assess the performance of financial services, utilizing data-driven insights to optimize offerings.
• Drive initiatives aimed at integrating emerging technologies into the financial service ecosystem to enhance operational efficiency.
• Foster relationships with external partners and stakeholders to support service development and growth.
• Participate in the creation of a compelling financial ecosystem that positions PayPay as a leader in the fintech space.
• Act as a liaison between PayPay Bank and other group entities to ensure alignment and collaboration on strategic objectives.

Requirements

• Proven experience in business development or service development within the financial services sector, particularly in retail banking.
• Strong understanding of the financial ecosystem, including credit cards, loans, securities, and insurance.
• Demonstrated ability to lead strategic planning and marketing initiatives for new financial products.
• Excellent analytical skills with the ability to structure complex problems and communicate findings effectively.
• Proficient in engaging and collaborating with diverse teams across different cultures and backgrounds.
• Strong project management skills with a track record of delivering results in a fast-paced environment.
• Ability to navigate regulatory frameworks and compliance requirements relevant to the banking sector.
• Excellent communication skills in both Japanese and English, with a focus on clarity and persuasion.

Nice to have

• Experience in launching new business ventures or products in the financial technology space.
• Familiarity with emerging technologies and trends in fintech, such as blockchain or artificial intelligence.
• Previous involvement in business transformation or restructuring initiatives within a financial institution.
• Business proficiency in English (TOEIC score of 800 or higher) to facilitate international collaboration.

Skills & tools

• Proficient in data analysis and visualization tools to interpret market trends and performance metrics.
• Familiarity with project management software to track progress and manage team collaboration.
• Understanding of customer relationship management (CRM) systems to enhance user engagement strategies.
• Strong skills in digital marketing tools to promote financial services effectively.
• Knowledge of financial modeling and forecasting techniques to support strategic decision-making.
• Ability to utilize collaboration tools for effective remote communication and teamwork.

Practical notes

• This position is a full-time role with a hybrid work arrangement, requiring flexibility to work from the office or remotely based on departmental guidelines.
• The working hours follow a super-flexible model without core hours, typically from 9:00 AM to 5:45 PM, with a total of 7 hours and 45 minutes of work each day.
• Employees are entitled to weekends, public holidays, and company-designated days off, along with statutory leave and additional personal leave for personal matters.
• Compensation is structured as an annual salary, which includes a portion for fixed overtime, and is determined based on experience, skills, and contributions to the company, with annual reviews.

At PayPay, we are committed to creating a diverse and inclusive work environment. We value the unique perspectives that each team member brings and are dedicated to fostering a culture of collaboration and innovation. If you are passionate about transforming the financial landscape and have the experience and skills to drive impactful change, we encourage you to apply and join us on this exciting journey.

As we continue to expand our services and enhance our offerings, your role will be crucial in shaping the future of banking in Japan. With a customer base in the tens of millions and a mission to revolutionize financial services, this is an unparalleled opportunity to make a significant impact in the fintech industry. Join us at PayPay and be part of a team that is redefining the way people interact with their finances.