Senior Manager, Insurance Product Intelligence

About the role

You will own the design and execution of competitive intelligence initiatives that directly inform Oscar's product strategy and portfolio decisions in key operating geographies. This role requires you to act as the primary intelligence lead for the Insurance Product organization, synthesizing complex market signals into clear, actionable recommendations. You will monitor and interpret competitor moves, regulatory shifts, and emerging market dynamics to protect and expand Oscar's market position. The role is structured as a strategic partnership with product leadership and market teams, ensuring that intelligence directly supports retention, growth, and portfolio performance objectives. You will operate with autonomy, translating ambiguous data into structured insights that influence high-stakes product decisions. This position reports directly into the Vice President, Insurance Product Innovation and Development, embedding you at the center of strategic planning. You will be expected to uphold the highest standards of compliance while driving forward Oscar's mission of building a health insurance company that behaves like a doctor in the family.

Key facts

What you'll do

Monitor competitor product strategies, benefits, network positioning, and market activity across all active geographies and segments.

Develop detailed competitor profiles, market summaries, and executive ready presentations that highlight strategic implications for the product portfolio.

Conduct market and competitive analysis using regulatory filings, enrollment data, financial reports, consumer insights, and industry research to identify patterns and anomalies.

Support the development of product and market recommendations specifically tied to growth, retention, and portfolio optimization goals.

Partner with product, actuarial, network, clinical, sales, and market leadership teams to evaluate market opportunities, growth potential, and associated risks.

Produce recurring reporting and ad hoc analyses related to product positioning, market dynamics, and competitor performance metrics.

Identify emerging trends, disruptive market shifts, and new ideas across the healthcare landscape that could impact Oscar's strategic roadmap.

Support strategic planning programs and market-specific business case development to ensure decisions are grounded in robust intelligence.

Contribute to the development of standardized product specific intelligence frameworks and processes to improve consistency and efficiency.

Ensure strict compliance with all applicable laws, regulations, and internal policies in the collection, analysis, and dissemination of intelligence.

Perform other duties as assigned by leadership to address evolving business needs and priorities.

Requirements

Hold a Bachelor's degree in business, healthcare administration, marketing, economics, public health, or a related field.

Bring a minimum of 6+ years of experience in healthcare strategy, market intelligence, insurance product, analytics, or consulting.

Demonstrate in-depth knowledge of the ACA, QHP plans, and health insurance market dynamics across multiple segments.

Show a proven ability to develop executive-level presentations and recommendations that influence leadership decisions.

Willingness to travel up to 25% of the time to support business needs and market engagements.

Reside in one of the following states: Arizona, California, Colorado, Florida, Georgia, Illinois, Massachusetts, Michigan, Nevada, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Texas, or Virginia. Note, this list of states is subject to change.

Nice to have

Possess experience within a multi-state health plan, consulting firm, or healthcare strategy organization.

Have hands-on experience using market intelligence tools, dashboards, or visualization platforms to derive insights.

Show proficiency with Excel and SQL to manipulate and analyze data, including R and/or Python.

Demonstrate a proven ability to navigate ambiguity, guide outcomes, work with large datasets, and distill analyses into relevant business insights using a structured and systematic thought process.

Have experience mentoring junior team members across functions to elevate team capability and collaboration.

Practical notes

This role is remote, but you must reside in one of the specified states.

Willingness to travel up to 25% of the time is required.

Employment is subject to compliance with applicable laws and regulations.

Eligibility and hard bars

Candidates must possess a Bachelor's degree in a relevant field.

A minimum of 6 years of professional experience is mandatory.

In-depth knowledge of the US healthcare insurance market is essential.

The ability to create executive grade presentations is a core requirement.

Relocation to or residence within the specified state list is required for consideration.

Travel capability of up to 25% is a non-negotiable requirement for this role.

Compliance with all laws and regulations is mandatory for all employees.

Nice to have

Experience in a multi-state environment will provide a deeper contextual understanding of the market.

Familiarity with data visualization and business intelligence tools will enhance your impact.

Advanced quantitative skills in Excel, SQL, and scripting languages like R or Python are strongly preferred.

The ability to lead cross-functional mentoring will help foster a culture of growth and knowledge sharing.

This role represents a critical opportunity to shape the future of health insurance through data driven intelligence. You will work closely with cross-functional stakeholders to ensure that Oscar's products remain competitive, relevant, and aligned with member needs. The successful candidate will thrive in an environment that values rigorous analysis, clear communication, and strategic thinking. If you are passionate about transforming healthcare through technology and intelligence, this role offers the autonomy and impact to drive meaningful change. This is an authentic Oscar Health job opportunity. Learn more about how you can safeguard your health and build a career you love by joining our team.