AFC Associate - SAR Delegate (CDD

About the role

N26 is seeking an AFC Associate and SAR Delegate to become a vital part of the French MLRO team on a fixed-term contract lasting six months. In this position, you will be responsible for overseeing Anti-Financial Crime operations, managing investigations, and ensuring the timely submission of Suspicious Activity Reports (SARs). You will also play a crucial role in guiding both the KYC and AFC teams through complex scenarios.

Key facts

What you'll do

• Assess and evaluate investigations carried out by the AFC Operations team to ensure thoroughness and compliance.
• Provide expert guidance and support to AFC analysts when dealing with intricate cases that require additional insight.
• Take charge of investigations related to sanctions, adverse media coverage, and various financial crime risks, ensuring all aspects are addressed.
• Prepare and submit SARs in accordance with the standards set by Tracfin and the ACPR, maintaining regulatory compliance.
• Act as the official Déclarant Tracfin, responsible for reporting suspicious activities to the relevant authorities.
• Handle complex requests from regulatory bodies and law enforcement agencies, ensuring all inquiries are managed effectively.
• Develop and create communication templates to facilitate interactions with customers regarding investigations and compliance matters.
• Continuously refine local operational procedures to align with both regulatory requirements and the overarching standards of the organization.
• Collaborate with other operational departments that cater to the French market to ensure a cohesive approach to financial crime prevention.

Requirements

• A Master II degree in Law or a qualification from a prestigious Grande Ecole is essential for this role.
• A minimum of three years of relevant professional experience in the anti-financial crime sector, particularly within a banking context.
• Strong operational knowledge in areas such as transaction monitoring, sanctions screening, and drafting SARs is required.
• Fluency in both French and English is necessary to effectively communicate in a bilingual environment.
• A comprehensive understanding of French and European regulations related to financial crime, including Anti-Money Laundering (AML), Know Your Customer (KYC), and counter-terrorism financing, is crucial.

Nice to have

• Experience in a Déclarant Tracfin role would be advantageous and is considered a plus for this position.
• Familiarity with financial crime risk assessment methodologies can enhance your application.
• Previous involvement in cross-departmental collaboration within a financial institution is beneficial.

Skills & tools

• Proficient in conducting investigative research to uncover relevant information regarding financial transactions and activities.
• Strong analytical skills to assess data and provide actionable insights to stakeholders.
• Knowledge of regulatory compliance frameworks and the ability to navigate complex legal requirements.
• Excellent communication skills for effective stakeholder management and customer interactions.

Practical notes

• N26 offers a range of benefits, including a budget for remote work, discounts on fitness and wellness programs, Swile vouchers, and support for public transportation. Additionally, employees receive a premium subscription to an N26 bank account for themselves and their family members.
• For each year of service, employees are granted an extra day of annual leave, promoting a healthy work-life balance.
• The position operates under a hybrid work model, allowing for flexibility in work arrangements.
• If relocation is necessary, assistance and visa support will be provided to facilitate the transition.
• For any accommodations needed during the application process, candidates are encouraged to reach out to candidate.exp@n26.com.

This role at N26 presents an for individuals about combating financial crime and ensuring compliance within a dynamic banking environment. If you meet the qualifications and are eager to contribute to a forward-thinking organization, we encourage you to apply.

About the company

A Berlin based fintech and neobank operates across SEPA countries. Founded in 2013 by Rocket Internet, the company was once called Papayer GmbH and Number26 GmbH. Now named N26 Bank SE, it serves under the N26 brand. Business focuses on digital banking in multiple EU member states. Strong ties exist with Rocket Internet in the early foundation phase. Current headquarters remain in Berlin, supporting cross border financial services within the Single Euro Payments Area.