Product Manager, Consumer Lending Technology

About the role

We are seeking a strategic and technically skilled Product Manager to join the MeridianLink Consumer product team, responsible for our flagship consumer lending origination platform. In this position, you will oversee a specific segment of the consumer lending experience, collaborating closely with engineering, design, and go-to-market teams to implement impactful improvements for financial institutions and borrowers. The role involves contributing to team strategy while executing within your domain, working on a complex, integrated platform with a broad customer base.

Key facts

What you'll do

• Own the product roadmap for your designated area within MeridianLink Consumer, guiding discovery, delivery, and ongoing iteration.
• Conduct continuous discovery activities, including customer interviews, usage analytics, and collaboration with financial institution partners to identify high-value problems.
• Write clear and well-structured product requirement documents (PRDs) and user stories to enable engineering teams to build confidently.
• Lead agile ceremonies and maintain a prioritized backlog aligned with team objectives and key results.
• Define, track, and analyze product KPIs to inform prioritization decisions and demonstrate business impact.
• Collaborate with fellow product managers to ensure consistency across product areas and alignment on platform-level strategies.
• Partner with engineering, UX, sales, customer success, and compliance teams to facilitate alignment and resolve delivery blockers.
• Act as the domain expert, representing customer needs internally and translating insights into actionable requirements.
• Contribute to broader team strategy discussions and help shape the overall Consumer product roadmap.
• Identify opportunities to integrate modern capabilities such as AI/ML-assisted decisioning, automation, and API extensibility into your product area.
• Stay informed on trends in consumer lending, fintech competition, and regulatory changes (CFPB, TILA, ECOA, fair lending).
• Promote user-centric UX and API-first design principles to keep MeridianLink Consumer competitive with emerging fintech challengers.

Requirements

• Bachelor's degree and at least 2 years of relevant product management experience.
• Proven experience managing a product area from discovery through delivery and iteration.
• Experience with API-integrated software products involving multiple stakeholder groups.
• Strong understanding of agile methodologies and modern product discovery practices.
• Analytical skills, with comfort using data and analytics tools to guide decisions and measure success.
• Excellent written and verbal communication skills, capable of simplifying complex topics and aligning diverse stakeholders.
• Deep customer empathy, demonstrated through understanding user needs and translating insights into product improvements.
• Ability to work collaboratively in cross-functional teams and manage multiple priorities effectively.

Nice to have

• Experience in consumer lending, loan origination systems, or financial institution software.
• Familiarity with API and platform extensibility, understanding developer needs and platform value.
• Exposure to AI/ML applications within product contexts, with an understanding of where automation adds value.
• Experience working with or selling to banks, credit unions, or other regulated financial entities.
• Knowledge of consumer lending regulations such as TILA, ECOA, fair lending laws, and CFPB guidelines.

Skills & tools

• Strong product management skills with a focus on API-integrated platforms.
• Proficiency in agile methodologies and product discovery techniques.
• Data analysis and product analytics tools.
• Excellent communication and stakeholder management skills.
• Customer-centric mindset with a focus on UX and compliance considerations.

Practical notes

• This is an on-site role based in the US, working at MeridianLink's office location.
• The position involves collaboration across multiple teams and stakeholders within a complex platform environment.
• Candidates should bring a strong product instinct, curiosity about financial technology, and experience with API-driven products.
• Knowledge of regulatory requirements and fintech trends will be advantageous.
• The role offers an opportunity to influence innovative lending solutions and work within a dynamic, growing company.

About the company

MeridianLink is seeking a Data Analytics Consultant with a strong foundation in credit risk analysis and consumer lending performance to support financial institutions in optimizing their underwriting and decisioning strategies. This role focuses on analyzing credit data, loan performance, and bureau information to help clients improve approval rates, manage risk, and enhance portfolio health.