Pessoa Arquiteta Corporativa Cartões | Enterprise Architect Cards

About the role

This role focuses on evolving the technological architecture of our card platforms to ensure business alignment, scalability, and efficiency. You will manage technical governance, assess new technologies, and oversee the reduction of technical debt while collaborating across engineering and vendor teams. The position requires a professional who can balance strategic vision with detailed implementation decisions to keep our card platforms robust and future-ready. You will act as a key liaison between business objectives and technical constraints, ensuring that every architectural choice supports the broader goals of the organization. The role demands a high level of ownership, where your recommendations directly influence the stability and performance of critical financial systems. You will be responsible for safeguarding architectural integrity while enabling innovation through careful evaluation of new ideas and technologies.

Key facts

What you'll do

• Define and maintain long-term technology strategies for the card platform by aligning them with business objectives and market demands.
• Conduct build versus buy feasibility studies for new capabilities, analyzing costs, benefits, and risks before recommending a path forward.
• Monitor market trends and regulatory changes in the card industry to anticipate impacts and prepare proactive architectural responses.
• Guide vendors on technical adjustments needed for platform growth and maintenance, ensuring alignment with C6 standards and expectations.
• Propose optimizations for scalability, availability, and operational cost reduction through careful analysis of current infrastructure and workflows.
• Identify and prioritize technical debt, tracking remediation plans to ensure that improvements are systematically addressed over time.
• Apply design patterns, standardization, and documentation principles to ensure consistency and clarity across all architectural artifacts.
• Evaluate platform risks and propose mitigation strategies, considering both technical vulnerabilities and business continuity factors.
• Participate in PoCs and RFPs for technology assessments, providing expert technical opinions to support decision-making processes.
• Lead Arch Cycles with solution architects to address product strategies, ensuring that initiatives are technically sound and feasible.
• Organize and contribute to monthly architecture forums, incident reviews, and design reviews to foster a culture of learning and improvement.
• Act as a guardian of architectural principles, ensuring they are disseminated across all structures and adhered to by teams and vendors.
• Identify knowledge gaps and provide hands-on training or process improvements to team members, elevating the overall capability of the group.
• Mentor junior professionals within the architecture team, helping them grow their skills and confidence in architectural decision-making.

Requirements

• Solid knowledge of distributed systems, algorithms, infrastructure, and problem-solving to design solutions that are resilient and efficient under varying loads.
• Experience with card processing platforms, including issuance, acquiring, card brands, and tokenization, to understand the complexities of financial transactions.
• Ability to synthesize complex information and facilitate technical diagnostics, turning intricate details into clear insights for stakeholders.
• Proficiency in agile methodologies for task organization, ensuring that architectural work remains flexible and responsive to change.
• Expertise in TOGAF, COBIT, ITIL, and ISO standards relevant to the financial sector, demonstrating a commitment to best practices and compliance.
• Experience with enterprise architecture frameworks to structure thinking and communicate architecture decisions effectively.
• Strong analytical skills to assess trade-offs and balance competing requirements in a fast-paced financial environment.
• Excellent communication skills to articulate technical concepts to both technical and non-technical audiences with precision and clarity.
• A collaborative mindset that enables effective partnerships with engineering, product, and vendor teams to achieve shared objectives.
• Commitment to continuous learning, keeping up with emerging technologies and trends that could impact the card ecosystem.

Nice to have

• Previous experience in the card domain at banks, fintechs, or processors, providing practical insight into industry-specific challenges and opportunities.
• Background in migrating legacy mainframe platforms to cloud-native architectures, with an understanding of the complexities involved in such transformations.
• Knowledge of Central Bank regulations and card brands like Visa, Mastercard, and Elo, ensuring that architectural decisions comply with local and global rules.
• Experience with instant payment ecosystems such as Pix, NFC, and digital wallets, reflecting an awareness of modern payment trends and expectations.

Skills & tools

• Distributed systems form the foundation of modern card platforms, requiring careful design to ensure performance and reliability.
• Card processing platforms demand specialized knowledge to navigate the intricacies of issuance, acquiring, and transaction routing.
• TOGAF, COBIT, ITIL, and ISO standards provide a structured approach to governance, risk management, and compliance in financial contexts.
• Agile methodologies support iterative planning, enabling architecture work to adapt to evolving business needs and feedback.
• Cloud-native architecture represents a shift toward scalable and resilient systems that can leverage the full potential of the cloud.
• Mainframe migration requires strategic thinking and technical skill to transition legacy systems into modern environments without disruption.

Practical notes

Benefits include meal vouchers, food vouchers, health and dental insurance, daycare assistance, life insurance, WellHub/TotalPass, and free online therapy via Conexa/Psicologia Viva. Employees also have access to Carbon Academy, a C6 Carbon card, an on-site Carbon Spa, an on-site medical clinic (Carbon Care), a nursing room, the Empresa Cidadã program for extended parental leave, a bicycle rack, changing rooms, and a corporate van.

The engagement for this role is Full-time, reflecting the importance of having a dedicated professional focused exclusively on enterprise architecture for the card platforms. Candidates should expect to work within a dynamic environment where responsibilities are diverse and require constant adaptation to new challenges. There is no specified compensation range listed for this position, so details regarding remuneration will be discussed during the hiring process. Travel is not expected for this role, as the position is based in São Paulo and aligns with the company's on-site operational model. There are no specific visa requirements mentioned, given that the location is in Brazil and candidates are expected to comply with local employment regulations. Applicants should ensure they meet the eligibility criteria outlined in the requirements section before submitting their applications. The selection process may involve multiple stages, including technical assessments and interviews focused on architectural thinking and real-world scenarios. This is an opportunity to join a forward-thinking organization that values innovation, collaboration, and excellence in technology.