Risk Data Analyst, Staff

About the role

Purpose-Driven Work in Financial Technology

BILL enables businesses to operate with greater clarity and control. The company replaces outdated financial workflows with automated tools, helping organizations make informed decisions. BILL focuses on building the future of financial automation so teams can dedicate energy to high-impact activities. The environment values curiosity, ownership, and fast execution. Team members work from offices in San Jose, Draper, or remote-eligible locations. Collaboration across the team creates meaningful outcomes for customers who need more time and efficiency.

Position Overview and Impact

The Risk Data Analyst, Staff level position owns the full lifecycle of risk data workflows. This role manages intake, modeling, analysis, and delivery to support safer payment decisions. You will transform complex information into practical guidance for internal and external partners. The work directly strengthens BILL's risk operations and protects the integrity of its platform. Success means reliable insights that drive measurable value for the company and its customers.

Primary Responsibilities

You will design intake mechanisms that standardize risk events and produce reliable data sets. These pipelines feed structured information into downstream analytics and monitoring systems. Using dbt and SQL, you will construct models that power risk analytics and fraud detection capabilities. You will validate metric definitions with Risk Operations to confirm accuracy and consistency across datasets.

The role requires building Tableau dashboards that highlight fraud patterns and suspicious behaviors. These tools must support rapid review and timely decision-making by stakeholders. You will translate business questions into structured analysis plans that clarify risk trends and emerging priorities. Clear data storytelling will explain risk behavior to executives, leaders, and external collaborators. Maintaining data quality across systems ensures that insights remain trustworthy and actionable over time.

Qualifications and Experience

A bachelor's degree in a technical field such as Math, Statistics, or Economics is required. Candidates need either eight years of hands-on analytics experience or five or more years with a Master's Degree and a strong modeling background. Advanced SQL skills are essential, including proven work building and optimizing dbt pipelines in production environments.

Fluency in business intelligence tools is required, with a focus on dashboard and report creation using Tableau. Demonstrated ability to convert complex data sets into clear narratives for leaders is a core requirement. Direct experience with fraud or risk platforms, such as DataVisor, is expected. Familiarity with CRM systems like Salesforce or Zendesk is also necessary.

Compensation and Eligibility

Compensation for this role ranges from $159,200 to $191,052 USD. The specific range depends on location within designated zones. Zone 1 includes the San Francisco Bay Area, New York City, Seattle, and Los Angeles County. Zone 2 covers other regions within California. Zone 3 applies to certain remote locations. These figures reflect total direct compensation and do not include additional benefits.

The role is eligible for a competitive benefits package. Included options are medical, dental, vision, life and disability insurance. Additional benefits cover a 401(k) retirement plan, flexible spending and health savings accounts, paid holidays, and paid time off.

This position is not eligible for visa sponsorship. Applicants must have authorization to work in the United States without requiring sponsorship now or in the future.

Tools and Collaboration

The role relies on a specific set of tools to execute analytics and monitoring. These include dbt, SQL, and Tableau for data transformation and visualization. Experience with Salesforce and Zendesk supports integration with customer data and case management workflows. Familiarity with DataVisor helps when working directly with fraud detection platforms.

Next Steps

Ensure that your experience aligns with the outlined responsibilities and requirements. BILL seeks candidates who combine technical depth with clear communication skills. The team values professionals who can manage end-to-end ownership and deliver trusted results in a dynamic setting.