Compliance Lead, Canada

About the role

This role owns the Canada compliance framework as an individual contributor within a global program. The position guides product and operations on consumer protection and payment rules. Success strengthens controls and trust across Affirm's ecosystem.

Most organizations organize this kind of work into small teams with a clear owner for each project. People are expected to set priorities, share progress, and ask for help early. Written communication matters because decisions are often recorded and revisited. Successful professionals in any field share a few habits: they take notes, keep commitments, and communicate in writing. Teams value people who make their work easy to review and build on.

Key facts

What you'll do

Developments in regulation are interpreted and translated into actionable guidance for the business.

Regulatory examinations, inquiries, and supervisory engagements receive appropriate support.

Canadian regulatory reporting is overseen to meet required filings, with timely and accurate submissions ensured.

Compliance updates prepare senior leadership and risk governance forums.

Evidence of regulatory compliance and program effectiveness is documented and maintained.

The Canada compliance risk assessment is led and periodically refreshed.

Monitoring outputs are reviewed, and expert-level guidance directs issue disposition.

Material compliance risks escalate appropriately within global governance structures.

Compliance monitoring activities align with local risk exposure and receive development support.

Cross-functional partnerships ensure remediation efforts implement effectively.

Requirements

5+ years of compliance, regulatory, or legal experience in a Canadian regulated financial services environment, consumer credit or fintech preferred.

A Bachelor's degree is required; CAMS/CFCS or similar certification is an asset.

Deep knowledge of Canadian consumer protection and payment regulations and applicable frameworks such as RPAA and related obligations is required.

Pragmatic application of regulatory interpretation within a commercial environment is expected.

Experience with regulatory reporting, compliance risk assessments, and control testing is required.

Strong analytical and documentation skills are necessary.

Independent operation with sound judgment is required.

Excellent written and verbal communication skills are required.

A pragmatic, solutions-oriented mindset is required.

Influence across cross-functional stakeholders is required.

Practical notes

This role operates under remote-first policy with flexibility to work within Canada, occasionally requiring office presence.

Affirm offers comprehensive benefits including health care coverage, flexible spending wallets, time off, and an ESPP.

Reasonable accommodations are available during the hiring process for candidates with disabilities.

Typical interview steps

Interviews in this field typically test judgment, communication, and fit as much as technical skill. Be ready to describe a challenge you faced, what you did, and what you learned. Most companies value honest answers over polished ones. Whatever the role, preparation is visible. Reviewing the company's product, the job description, and your own past work before the conversation is the strongest step.

Good to know

The position focuses on Canadian rules while integrating requirements into global standards.

Regulatory work spans consumer protection, payment regulations, and governance reporting.

The role uses policy documentation, risk assessments, and monitoring outputs to guide decisions.

Collaboration with product, legal, risk, and operations teams is central to success.

Questions to ask

Useful questions for the interview: what a typical week looks like, how work is assigned, what tools the team uses, and how feedback works. Asking how the role has changed recently and what the team wishes it had known when joining is also reasonable. Questions about the manager's priorities are especially valued.

Career growth

Career growth comes from taking on harder problems and making your work visible. Look for opportunities to own outcomes, mentor others, and learn the business beyond your team. Growth in any career comes from scope, results, and reputation. Take on work that is slightly uncomfortable, and make sure others can see the outcomes.