Senior FP&A Analyst

About the role

This role focuses on building, enhancing, and scaling planning and forecasting capabilities at Zopa. The position involves developing robust FP&A models, improving data flows, and creating decision-ready outputs to support long-term planning, scenario analysis, and capital management. You will work with Finance, Risk, Treasury, Product, and Technology stakeholders to translate business requirements into scalable models and intuitive user experiences.

Key facts

What you'll do

• Build and improve core financial models and outputs across P&L, balance sheet, regulatory capital, product forecasts, stress testing, and scenario analysis to create decision-ready insight for senior stakeholders.
• Proactively identify data, systems, or process issues; communicate implications clearly; and drive practical, sustainable improvements to modelling, reporting, and planning processes.
• Build a strong understanding of Zopa's products, financial drivers, and business model to support effective planning, forecasting, and scenario analysis.
• Design, build, enhance, and maintain Anaplan models, modules, lists, actions, UX pages, and related planning processes, ensuring they are robust, scalable, well-controlled, and easy for stakeholders to use.
• Own or support data flows into and out of Anaplan, including imports, exports, reconciliations, source-data understanding, and opportunities for automation, integration, and process simplification.
• Partner with Product, Risk, Treasury, Finance, and Data / Technology teams to improve planning processes and enable more insightful, intuitive reporting and decision support.
• Improve model governance and documentation, reducing technical debt, strengthening controls, and making key assumptions, definitions, logic, and dependencies transparent.
• Support core FP&A activities, including budgeting, long-term planning and running scenarios, while helping to automate, simplify, and scale core planning processes over time.

Requirements

• Comfortable working with data and planning systems such as Anaplan, with an understanding of data quality, reconciliations, system dependencies, integration points, and opportunities for automation. Experience with AI tools, Python, ETL/data pipelines, BI tools, and APIs would be advantageous.
• Strong financial modelling and analytical skills, with a structured approach to model design, documentation, testing, controls, and governance.
• Strong problem-solving skills, attention to detail, and curiosity, with the ability to investigate issues, challenge ways of working, and explain complex outputs clearly.
• Willingness to learn and take on new skills, adaptable to new technologies alongside existing technical depth.
• Ability to manage multiple priorities, communicate dependencies and trade-offs clearly, and operate effectively where requirements are evolving or ambiguous.
• Effective at working across different organisational functions, including Finance, Risk, Product, Commercial, and Technology teams, building strong stakeholder relationships and helping colleagues get the best from Anaplan and related models.

Nice to have

• Financial services or banking experience, particularly in consumer finance, lending, or retail banking.
• Anaplan certification, experience with Anaplan Application Lifecycle Management, or experience improving planning-system governance.
• Experience in FP&A, finance transformation, management consulting, banking, fintech, product analytics, data analytics, or a similar analytical environment.
• Knowledge of regulatory capital, liquidity, scenario stress testing, IFRS 9, credit risk modelling, or bank financial planning.

Skills & tools

• Anaplan
• AI tools
• Python
• ETL/data pipelines
• BI tools
• APIs