Staff Software Engineer, Liquidity Management

About the role

You will own the design and execution of the core liquidity management platform that powers real-time cash visibility for enterprise customers. You will partner closely with product managers, designers, and domain experts to translate complex treasury workflows into intuitive and reliable software solutions. You will drive technical excellence by establishing standards, patterns, and practices that allow the team to move quickly without sacrificing quality or reliability. You will mentor engineers, facilitate code reviews, and elevate the technical capabilities of the entire team through coaching and leadership. You will solve challenging problems related to distributed systems, data consistency, and integration with global financial networks at scale. You will ensure that the platform remains secure, performant, and resilient for the most critical treasury operations in finance. You will act as a bridge between business requirements and technical implementation, making key tradeoffs that shape the future of the product.

Key facts

What you'll do

Define and own the technical roadmap for the Liquidity Management platform, aligning engineering efforts with business outcomes and customer needs.

Lead the design and implementation of cloud-native services that deliver real-time visibility into cash positions across banks, accounts, currencies, and legal entities worldwide.

Architect and evolve scalable data models and processing pipelines that handle complex treasury workflows, including cash concentration, pooling, and intercompany liquidity structures.

Partner with product teams to break down high-value problems into well-scoped technical solutions that can be delivered iteratively with high quality.

Champion engineering best practices such as test-driven development, observability, and infrastructure-as-code to improve reliability and developer velocity.

Mentor engineers through code reviews, technical design sessions, and hands-on coaching to foster a culture of craftsmanship and continuous learning.

Collaborate with security and compliance stakeholders to ensure that all platform features meet financial industry standards for governance, risk, and auditability.

Evaluate and introduce new technologies where they provide clear advantages in performance, scalability, or operational simplicity.

Work cross-functionally with customer-facing teams to understand workflows, translate requirements into technical specifications, and validate solutions in production.

Take ownership of critical incidents, conducting postmortems and driving improvements to prevent recurrence and strengthen system resilience.

Define and track platform metrics that provide insight into performance, reliability, and operational health of the liquidity management ecosystem.

Contribute to open-source initiatives and developer tools that enhance the ecosystem around Ripple Treasury and its integrations.

Ensure that the platform supports both traditional fiat currencies and digital assets within a unified, consistent architecture.

Lead the migration of legacy systems to modern, cloud-native infrastructure, enabling faster innovation and reduced operational burden.

Requirements

Must have a Bachelor's or Master's degree in Computer Science, Engineering, or a related technical field, or equivalent practical experience.

Must have 8+ years of professional software engineering experience, with a strong track record of delivering complex systems in production environments.

Must have 8+ years of experience designing, developing, and operating large-scale distributed systems, with deep knowledge of concurrency, scalability, and reliability.

Must be highly proficient in at least one modern programming language such as Java, Go, Python, or TypeScript, with demonstrated ability to write clean, testable, and performant code.

Must have hands-on experience with cloud platforms and infrastructure-as-code, including provisioning, networking, and observability tools used in production financial services.

Must have a strong understanding of data modeling, database design, and query optimization for transactional and analytical workloads at scale.

Must have experience building and operating RESTful APIs and event-driven architectures that integrate with external financial systems and services.

Must have a strong track record of collaborating with cross-functional teams, including product, design, compliance, and operations, to deliver software solutions in regulated environments.

Must be comfortable working in an agile, fast-paced environment where priorities can shift quickly and problems are solved with creativity and ownership.

Nice to have

Experience in financial services or treasury management systems, including cash management, liquidity, and payment rails.

Deep knowledge of distributed systems patterns such as consensus, replication, and fault tolerance, with hands-on experience implementing them.

Familiarity with digital asset custody, settlement, and transaction processing concepts within a financial or blockchain context.

Experience with open-source contributions and a portfolio of public projects that demonstrate engineering craftsmanship.

Strong background in security and compliance practices relevant to financial systems and data protection regulations.

Practical notes

This is a full-time position based in New York, NY, United States.

Travel is not required for this role.

The candidate must be authorized to work in the United States without sponsorship for this position.

Visa sponsorship is not available for this role.

Application review will begin immediately and continue until the role is filled.

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