AML, CTF, CPF & Sanctions Analyst

About the role

Work is distributed across teams in South Africa, Malaysia, and Indonesia with guidance from the South Africa-based Team Lead. The position focuses on strengthening financial crime risk controls for Luno's global operations. Success helps maintain a secure crypto investment environment for customers.

Analysts turn data into clear answers. They pull numbers, clean data, build dashboards, and explain what changed and why. The work supports decisions across sales, product, marketing, and operations. Strong analysts pair technical skill with business curiosity. Analysts are the bridge between data and decisions. Most analysts own recurring reports and are expected to improve them over time.

Key facts

What you'll do

Reviews of sanctions, PEP, and adverse media screening alerts are conducted for customers, employees, and vendors using WorldCheck One. These reviews build understanding of risk and support safe decisions for Luno and its customers.

Transaction monitoring alerts are reviewed using ComplyAdvantage and Chainalysis KYT. Deep investigations of customer profiles are carried out through Chainalysis KYT and Reactor.

Requirements

A minimum of 3 years of work experience in an AML, CTF, CPF, and sanctions related field is required.

Creation, implementation, recording, and group wide management of training and awareness are managed with oversight.

Core AML, CTF, CPF, and sanctions terminology and typologies are applied to contribute to the team's goals.

Customer accounts are reviewed in depth as part of ongoing monitoring and due diligence.

Understanding of business and customer needs is developed within compliance requirements.

Transactional behaviour is analyzed to assess its impact on customer risk profiles.

Professional and clear engagement with customers is maintained without tipping off.

Incoming alerts and tickets linked to the functional area are processed and responded to according to documented processes and SLAs.

Internal investigation and analytical tools relevant to the functional area are used at an intermediate level for deep analysis.

Tools such as Chainalysis KYT/Reactor, ComplyAdvantage, WorldCheck One, GeoComply, Notabene, Databricks, and ThoughtSpot are used where advantageous.

Regulatory reports and responses to the MLRO are finalized and filed without review.

Nice to have

Experience working with Chainalysis KYT/Reactor, ComplyAdvantage, WorldCheck One, GeoComply, Notabene, Databricks, and ThoughtSpot is valued.

Practical notes

The role is based in Jakarta with remote but reachable working arrangements.

Onsite presence may be required under specific conditions.

Travel is not listed as a regular requirement.

Typical interview steps

Analyst interviews often include a SQL or spreadsheet exercise, a case question, and behavioral rounds. Candidates may be asked to analyze a dataset, define a metric, or estimate an outcome. Presenting findings clearly is tested as often as the analysis itself. Interviewers often test speed and clarity with a timed exercise. Explaining what the numbers mean, not just what they are, is the differentiator.

Good to know

The role centers on financial crime risk controls in a regulated crypto setting.

Investigations are supported by blockchain explorers, transaction monitoring platforms, and OSINT sources.

Clear communication and resilience are important when handling high-pressure situations.

Collaboration involves engineering, product, countries, legal, and regional compliance teams.

Continuous learning helps keep pace with evolving regulations and emerging financial crime patterns.

Career growth

Analyst careers can grow into senior analyst, analytics manager, or data science roles. Some analysts move into product or business operations. Deeper technical skills or broader business ownership are the two main paths. Analyst roles are a common on-ramp into product, marketing, or operations leadership. Building deep domain knowledge alongside analytics is the fastest path.