Puneet Pandey

Product engineering firm delivering fintech and B2B SaaS platforms for US-based startups and scaleups

Delivered end-to-end a fintech product the client had a model for but no team to build – driving a 3–5x increase in the
client's sales pipeline post public launch by translating an ML-driven artist-funding model into a shippable product flow.
Rescued a derailed fixed-price project – selected by leadership, restructured requirements, and restored delivery on track
Kept a 250+ user enterprise platform stable across 24 months of continuous releases – only 2 rollbacks in the entire period,
by enforcing down impact analysis before every enhancement reached development.
Solved a data governance challenge with no clean precedent – defined access rules, placement, and download restrictions
for confidential credit scores surfaced to both internal staff and external business partners.
Cut BA/PO onboarding time by 50% by building a structured training framework from scratch – one PO trained under it
reached full independent readiness to own the flagship enterprise account.
Met federal tax compliance without touching the existing architecture – designed broad-level tax rate mappings aligned to
federal standards, replacing a manual error-prone calculation process across mixed-beverage shipments.
INNOVIFY Ahmedabad (Remote), GJ
UK-based product engineering studio focused on MVP development for early-stage startups

Achieved an 83% pre-sales conversion rate by translating founder visions into clearly scoped, estimable delivery plans that led
Delivered a client proof-of-concept in under 3 weeks against a 6-week estimate by sequencing dependencies tightly –
cutting the client's path to user testing in half.
MASTERCARD Vadodara, GJ
Global payments network · role joined via C-SAM acquisition · digital wallets, tokenization, payment flows

Compressed a 2-month delay to 15 days within 2 weeks after being selected by leadership to take over an escalated project
– restructured functional specifications and eliminated redundant engineering effort caused by underutilized platform
Prevented MC Aid's full-scale build from stalling at requirements – carved a focused, scalable MVP from competing global
stakeholder demands by travelling to Mastercard's US office, enabling the Pune engineering team to begin development
immediately on BA onboarding.
Unblocked MC Connect's modernisation by owning its highest-risk work – broke the messaging monolith into
independently deployable microservices, defined scope boundaries with externally hired consultants (E&Y) to keep the

C-SAM SOLUTIONS Mumbai, MH

Built a 24/7 Follow-the-Sun support model for a major US mobile wallet client – managed a 10-member distributed team
with zero attrition, placing engineers onsite at the client's US premises for real-time production fixes while offshore
Established production support processes ensuring SLA adherence, onsite resource allocation to maintain continuity of
business support operations and built a solid team of support engineers capable enough to deliver mission critical support.

Delivered raw engineering's first consumer-facing mobile product to development-ready stage – no prior product
experience, independently defined requirements and wireframes while leading a 15-developer team on a live enterprise
Established and spearheaded the training department at Zycus - managing both product trainings for the clients and internal
trainings for the team.
Promoted as an SME for the IMDS project in EDS within 6 months of onboarding while providing technical support to both
external and internal customers of EDS.
Recognized by the Director of Tracmail for permanently resolving a 5-year escalated computer and printer outage
affecting 75% of systems at a Cendant property.
Awarded as the SSR for the year 2002 recognized for being the best performer in Tracmail.