Manager, Credit Risk Analytics

About the role

PhonePe is growing its risk strategy division and seeks a manager to oversee credit risk modeling, strategy development, and policy execution for its lending operations. You will operate in a fast-paced environment, collaborating across teams to balance risk mitigation with business expansion.

Key facts

What you'll do

• Design and implement risk strategies to address credit and fraud risks within the lending business.
• Assess and integrate alternative data sources to strengthen risk management frameworks.
• Develop and refine high-performance risk models.
• Provide mentorship to risk analysts to ensure high-accuracy output and timely project delivery.
• Present findings and strategic recommendations to internal stakeholders.
• Monitor the performance of existing solutions and iterate to enhance effectiveness.

Requirements

• BTech or BE degree from a Tier-I or Tier-II institution.
• 5 to 8 years of professional experience in risk analytics, ideally within the fintech sector.
• Ability to work independently, own processes, and thrive in a result-oriented setting.
• Strong analytical and problem-solving capabilities.
• Excellent communication skills and a collaborative approach.

Nice to have

• Proficiency in statistical modeling techniques, specifically Decision Trees and XGBoost.

Skills & tools

• SQL
• Python
• MS Excel

Practical notes

Benefits include medical, critical illness, accidental, and life insurance, alongside a wellness program with an onsite medical center. Parental support includes maternity, paternity, adoption, and day-care programs. Financial and retirement benefits cover PF, gratuity, NPS, leave encashment, car leasing, and salary advances. Relocation and travel support are available. PhonePe is an equal opportunity employer; candidates requiring disability-related accommodations during the hiring process should use the provided contact form.