Product Manager - Money Reconciliation

About the role

Payjoy provides credit access to underserved populations in emerging markets through point-of-sale financing and card products. This role focuses on building the internal financial infrastructure required to manage cash reconciliation, merchant settlements, and loan tracking as the company scales globally.

Key facts

What you'll do

• Direct the product strategy for internal financial systems including bank transaction matching and cash reconciliation.
• Create and execute a product roadmap aimed at replacing manual financial processes with automated workflows.
• Serve as the main point of contact between engineering, finance, accounting, and local operations teams.
• Lead prioritization meetings to balance immediate operational needs with long-term infrastructure improvements.
• Translate complex operational challenges into technical requirements for engineering teams.
• Oversee the full product lifecycle for financial tools, from initial planning to release and quality monitoring.
• Track automation metrics to reduce the manual workload for the FinOps department.

Requirements

• Bachelor degree in Finance, Business, or a related field.
• Minimum 5 years of experience in software product management.
• Minimum 3 years of experience building or implementing treasury, accounting, settlement, or reconciliation systems.
• Proficiency in writing SQL and analyzing data models or pipeline outputs.
• Full professional fluency in both English and Spanish.
• Proven ability to manage cross-functional projects and communicate with non-technical stakeholders.

Nice to have

• MBA or equivalent advanced degree.

Skills & tools

• SQL
• Financial infrastructure systems
• Product roadmap development
• Cross-functional stakeholder management
• Data modeling

Practical notes

• Benefits include 100 percent company-funded health insurance, plus dental and vision discounts for employees and their immediate families.
• Compensation package includes life insurance, 30 days of Christmas bonus, 20 days of paid vacation, a 50 percent vacation premium, 13 percent savings funds, and 2,000 MXN in monthly grocery coupons.
• Additional perks include phone financing, home office equipment, wellness benefits, a 2,000 USD annual professional development stipend, and a 2,000 USD annual co-working travel allowance.