Junior Corporate Development Analyst

About the role

Payjoy provides financial services to underserved populations in emerging markets through secured credit and point-of-sale financing. This role supports the Strategy and Corporate Development team in driving global business growth through M&A, new market entry, and product expansion.

Key facts

What you'll do

• Develop intricate financial models in Excel for P&L forecasting, valuation, and scenario planning.
• Assess potential M&A targets and investments by reviewing financials and managing due diligence processes.
• Collect and interpret data from internal performance metrics, market research, and competitor analysis to provide actionable business insights.
• Create high-level presentations for the Board of Directors, investors, and senior leadership.
• Collaborate with internal departments including finance, legal, product, operations, and sales across various global regions.

Requirements

• Bachelor degree in Finance, Economics, Business, Engineering, or a related discipline.
• 1 to 3 years of professional experience in investment banking, management consulting, corporate strategy, or similar analytical functions.
• Expert proficiency in Excel for financial modeling and data analytics.
• Fluency in both English and Spanish.
• Strong understanding of financial services, specifically lending operations, cohort analysis, unit economics, and credit KPIs like LTV, NPV, portfolio yield, and loss rates.
• Ability to manage multiple tasks simultaneously with a self-motivated approach.

Nice to have

• Prior experience in Fintech, banking, or consumer credit.
• Proficiency in Portuguese.

Skills & tools

• Financial modeling
• Excel
• Claude and other AI tools
• Data synthesis
• Presentation design

Practical notes

• Benefits include 100 percent company-funded health insurance, dental and vision discounts for family, and life insurance.
• Compensation package includes 30 days of Christmas bonus, 20 days of paid vacation, 50 percent vacation premium, 13 percent saving funds, and 2,000 MXN in monthly grocery coupons.
• Additional perks include phone financing, home office equipment, headphones, and wellness benefits.
• Professional support includes a 2,000 USD annual budget for professional development and a 2,000 USD annual co-working travel allowance.