Senior KYC Analyst

About the role

Novo is building a modern banking platform designed to help small businesses manage their finances with the simplicity of a mobile operating system. We are seeking a detail-oriented analyst to join our Customer Operations team to maintain platform integrity while streamlining the onboarding experience.

Key facts

What you'll do

• Monitor and evaluate customer accounts to detect and mitigate fraud or suspicious behavior.
• Execute KYC and AML workflows to support deposit origination and ongoing account management.
• Complete Customer Due Diligence and Enhanced Due Diligence during onboarding and periodic account reviews.
• Manage application queues to ensure compliance with company policies and internal service level agreements.
• Investigate alerts from screening tools, including WorldCheck and OFAC lists.
• Assess risks related to Politically Exposed Persons, adverse media, and high-risk jurisdictions.
• Escalate high-risk findings to the Legal team for final determination.
• Cross-reference data across multiple systems to identify potential risks.

Requirements

• Bachelor degree in business, economics, finance, or a technical field.
• 1 to 3 years of experience in KYC or compliance within the banking or financial services sector.
• Professional background involving U.S. markets or the fintech industry.
• Proficiency in AML compliance, due diligence, and financial crime prevention.
• Experience with data mining, screening tools, and advanced search techniques.
• Ability to manage analytics projects independently from start to finish.
• Capacity to work in a fast-paced environment with limited data and changing priorities.
• Strong written and verbal communication skills.

Nice to have

• Experience developing standard operating procedures and conducting team training.
• Proven track record of improving internal processes.

Skills & tools

• KYC and AML compliance frameworks
• WorldCheck and OFAC screening systems
• Data mining and investigative research
• Financial crime risk assessment

Practical notes

• This is a hybrid role.
• Novo is an equal opportunity employer and does not discriminate based on race, religion, ethnicity, national origin, citizenship, gender, gender identity, sexual orientation, age, veteran status, disability, or genetic information.