Implementation Analyst, Product Finance

About the role

This position supports the growth of our Banking as a Service product finance operations. You will be instrumental in implementing new programs, analyzing data, performing reconciliations, and reporting on program performance. The role requires close collaboration with various internal teams and external fintech partners.

Key facts

What you'll do

• Document financial and data transaction flows for new and existing programs.
• Assess proposed transaction flows to ensure they align with Lead's established frameworks.
• Apply knowledge of Banking as a Service transaction architectures to maintain compliance with payment, deposit, and card product regulations.
• Act as a liaison between the Accounting department and Product, Engineering, and Compliance teams for program implementation and reporting.
• Support the entire lifecycle of lending, deposit, and payment products by understanding their transaction architectures.
• Aid in technical accounting integrations for Banking as a Service programs.
• Help build and manage data validation, analysis, and reconciliation processes for general ledger accounts and programs.
• Contribute to the creation of reports and dashboards for daily operations and management review.
• Drive process improvements and efficiency through streamlined data use and automation.

Requirements

• A minimum of 3 years in operational accounting or reconciliation roles.
• At least 3 years of experience in fintech implementation.
• Demonstrated success in reconciling Banking as a Service programs, including complex research and exception handling.
• A strong understanding of transaction flows for lending, deposit, and payment products within a partner banking model.
• Experience working effectively in a fast-paced, deadline-driven environment.
• Experience managing projects and collaborating across different departments to achieve results.
• Strong organizational skills and a proactive approach to tasks.
• A curious mindset and a willingness to learn.
• Excellent analytical and problem-solving capabilities.
• The ability to prioritize tasks and manage time efficiently to meet deadlines.
• Comfort working autonomously in a dynamic setting.
• Effective communication, presentation, and interpersonal skills.
• Meticulous attention to detail and a results-oriented approach.

Nice to have

• Experience with BaaS program reconciliation, specifically within complex research and exception resolution frameworks.
• Experience working in a deadline oriented, fast paced environment
• Experience in team/project management, and comfortable working across functions to gather inputs and drive outcomes
• Action-oriented, with strong organizational skills
• Curious and open to learning
• Strong analytical and problem solving skills
• Ability to effectively prioritize assignments and manage time/deadlines
• Thrive working in a fluid environment with high autonomy
• Excellent communication, presentation and interpersonal skills
• Strong attention to detail, problem-solving abilities, and a results-driven mindset

Skills & tools

• Banking as a Service (BaaS)
• Financial reconciliation
• Data analysis
• Program implementation
• Funds flow architecture
• Regulatory compliance
• Cross-functional collaboration

Practical notes

• This role is eligible for remote work within the United States.
• Benefits include Medical, Dental, Vision, Life Insurance, 401k Matching, FSA, HSA, HRA, Paid Parental Leave, and Flexible Vacation.