Senior Accountant

About the Role

Clutch is hiring a Senior Accountant to own our month-end close from start to finish, partnering closely with our Accounting Manager to build a close that's fast, clean, and audit-ready.

This is not a support role: you drive the process, identify gaps, and build the documentation and controls that let us scale. We're accelerating our close to a standard 5-7 business day cycle while coordinating financial operations across a distributed team, so this role carries real ownership from day one.

We're looking for someone who combines strong technical accounting expertise with a builder's mindset - someone who enjoys taking ownership and solving complex problems.

About the Team

The Accounting & Finance team is small, senior, and hands-on. We're focused on creating accurate, efficient, and scalable accounting processes while delivering timely financial insights that support the business, and we work closely with FP&A, People, and Legal.

As a Senior Accountant, you'll report directly to the Accounting Manager and act as the team's hands-on execution partner, building the documentation and controls that let accounting scale alongside the business.

If you're excited about building in a fast-moving environment, thrive on accountability, and want to help shape the future of the finance function, we'd love to meet you.

What You'll Do

Within 3 months, you will:

- Develop a strong understanding of Clutch's business model, credit union client base, and month-end close process.

- Own assigned balance sheet reconciliations and journal entries with accuracy and timeliness.

- Become proficient in QuickBooks Online and our broader financial stack, including our Rippling integration.

- Partner with cross-functional teams to ensure transactions are recorded accurately and in accordance with U.S. GAAP.

- Own at least one full close cycle end-to-end, documenting the process, while identifying opportunities to improve efficiency and strengthen controls.

Within 6 months, you will:

- Take ownership of key general ledger areas, including the chart of accounts, prepaid asset schedules, and fixed asset/depreciation registers. You will become the primary accounting owner for assigned accounts and business processes.

- Assist with technical accounting analyses, including revenue recognition under ASC 606.

- Help improve and document accounting policies, close procedures, and internal controls, including materiality thresholds and expense limits.

- Compile PBC lists, support audit requests, and act as a primary operational point of contact for external auditors during our financial statement audit.

- Partner with FP&A and business stakeholders to improve financial reporting and operational insights, and coordinate monthly GL workflows with our distributed accounting team, reviewing their deliverables for accuracy and U.S. GAAP alignment.

Within 9 months, you will:

- Serve as a trusted accounting partner across the organization, providing guidance on accounting impacts for new products, contracts, and business initiatives.

- Lead process improvement projects that increase automation, scalability, and close speed.

- Recommend and implement best practices to support a growth-stage business, including timely and accurate sales tax and annual tax reporting.

- Mentor junior team members and contribute to building a high-performing accounting function prepared for continued growth.

What You'll Bring

Must-haves:

- Bachelor's degree in Accounting or Finance.

- CPA license (or active progress toward obtaining your CPA) strongly preferred.

- 3-6 years of progressive accounting experience, including at least 2 years leading or co-leading a full-cycle month-end close.

- Strong understanding of U.S. GAAP, including ASC 606 revenue recognition.

- Hands-on ownership of general ledger accounts, reconciliations, accruals, and month-end close.

- Experience working in a venture-backed, fast-paced startup environment where priorities evolve quickly.

- Strong attention to detail with the ability to balance accuracy and speed.

- Excellent analytical and problem-solving skills.

- Ability to communicate accounting concepts clearly to both finance and non-finance partners.

- A proactive mindset. You identify issues before they become problems and enjoy improving how work gets done.

- Experience supporting a financial statement audit end-to-end, including PBC ownership and direct auditor interaction.

- Advanced proficiency in QuickBooks Online (or a comparable ERP) and Excel/Google Sheets (reconciliations, models, lookups).

Nice-to-haves:

- Public accounting experience (Big 4 or regional firm).

- Experience with Rippling, Sequence HQ, or similar modern fintech accounting tooling.

- Exposure to lending, credit, or regulated financial services.

- Familiarity with financial systems integrations and accounting automation tools.

- Experience working in a company that has s