MBA (Information System & Finance) with over 24 years of rich & extensive experience in Management positions. Currently associated - Muthoot Microfin Ltd as Independent Director & Chairman of IT Strategy Committee. Currently associated - GBS Plus (Global Business Solutions Plus) as Wholesome Director. Instrumental in building Product Vision & Strategy, Product Management & Execution with GBS & SunTec. Experience in Strategic Planning, operational improvement and enhanced customer service. Domain expertise includes Consumer Wealth Management, Asset Management, Private Banking, Retail Banking (Client facing) and Operations (mid office and deep back office) and Financial Services. Built highly competitive development team and introduced methodologies for development and monitoring that made possible to work on thin margin projects and deliver on time. Experience in Software design & Development. An effective communicator with exceptional relationship management skills with the ability to relate to people at any level of business and management. Experience in Management methodologies like Capacity planning, resource planning, SLA’s, quality measurements and assessment. Facilitator and builder of world-class technology management and product development teams, with a specialty in both start-up and scaled growth stages. Conducted for various Projects Internal & External, providing technology and management on Agile using ReactJS, JAVA, Python, NodeJS and AR using VRcore framework.
GBS Plus (Global Business Solutions Plus)
Trivandrum, INDIA
Responsible for the Companies Vision & Strategy, Management, Business planning and execution. Instrumental in Leading a Startup firm with a 40 member team and building 7 Software products across multiple domains and raising the revenue growth up to 20 Mil without addon funding. Provided leadership and decisiveness in stabilizing operations and optimizing turning around of the company with zero working capital.
Muthoot Microfin Limited
Trivandrum, INDIA
Responsible for the Companies Vision & Strategy, Management, Business planning and execution. Instrumental in Chairing and Leading the IT Strategy which will support the growth of the company
SunTec Business Solutions
Trivandrum, INDIA
Responsible for the Product Vision & Strategy, Product Management & Execution, product planning and execution throughout the product lifecycle, including: gathering and prioritizing product and customer requirements, and working closely with engineering, services, sales, and support to ensure revenue and customer satisfaction goals are met.
EMIRATESNBD & NATIONAL BANK OF DUBAI
Dubai, UAE
Divisional Head – Business Technology Management for Consumer wealth management and Retail banking. Headed a team looking after the technology need of the biggest Business unit with in the Bank. My team supports the business unit which has 129 Senior Managers and 9 Head of Department & 2 General Managers Office. Our team helps the business in leveraging on the existing technology and deliberating business growth by utilizing the technology and extending all users by eliminating manual interventions. Accomplishments:
EMIRATESNBD & NATIONAL BANK OF DUBAI
Dubai, UAE
Service Delivery and Service Management for ENBD & Subsidiaries Service assurance and vendors management to ensure a good relationship and good outcome Resolve problems, mitigate risks and issues associated with deployment program Create strong relationships in a multi-cultural environment to deliver projects Financial, P/L management, budget of 60M $ / year Accountable for review and delivery of every projects delivered by my teams including Training Evaluation, review and selection of technology platforms, services, contract, budget planning, resource planning, stakeholder and vendor management, project execution, communication and monitoring Understand existing processes and systems and work with the different teams to continuously reduce cost, reduce waste and improve efficiency
EMIRATESNBD & NATIONAL BANK OF DUBAI
Dubai, UAE
Dexterously handled the following functions related to cost effective project completion:
EMIRATES INSTITUTE FOR BANKING & FINANCIAL STUDIES
Dubai, UAE
Instrumental in managing IT learning for many of the local banks entailing Training Need Analysis, design, development and delivery of programs. Completed training for 9000+ Employees of over 15+ Banks. Initiated performance consulting & developed Performance rating system. Successfully provided consultancy on Business Continuity plan for some of the local banks.
FPM
Currently pursuing for Ph.d in Finance from XLRI, Jamshedpur under the FPM course. (2nd Year)
PGP
Master in Business Administration (MBA) in Information System & Finance from (XLRI, Jamshedpur , (PGP)Postgraduate Programme in Business Management).
EXIN, Dubai
Green Belt - Motorola University Dubai
Dubai
Dubai
XLRI, Jamshedpur
Currently pursuing for Ph.d in Finance from XLRI, Jamshedpur under the FPM course. (2nd Year)
XLRI, Jamshedpur
(PGP)Postgraduate Programme in Business Management
Delivered end-to-end implementation of core banking systems for a leading multinational bank, improving transaction processing by 25%.
Worked with McKinsey and KPMG on key initiatives, including IT governance, post-merger integration, and strategy development, leading to a seamless transition and operational synergy.
Spearheaded a startup's transformation from a five-member team to a 40-member organization, increasing revenue from $0 to $2.5M within five years without external funding.
Captured 10% of the utilities software market in South India through strategic contracts and product innovation, securing a multi-year deal valued at $1M+.
Developed and launched seven SaaS products in diverse domains, integrating advanced technologies like GIS, AI/ML, and AR, resulting in 30% efficiency gains for clients.
Led the implementation of core banking systems (Oracle Finacle and BANCS) across multi-country operations, reducing operational downtime by 20%.
Designed high-performance platforms that processed 10x user traffic with zero downtime, ensuring reliable service for over 1M end-users.
Partnered with top financial institutions like HSBC, BNP Paribas, and Charles Schwab to deliver tailored banking solutions, enhancing client portfolios by 15%.
Negotiated contracts with international vendors and consultancies, reducing costs by 25% while maintaining quality deliverables.
Streamlined business processes, cutting annual costs by $500K and reducing project turnaround times by 30%.
Achieved ISO 9001 and ITIL compliance, enhancing the organization's reputation and operational credibility in competitive markets.
Designed and conducted training programs for 50+ employees annually, improving technical and managerial competencies by 40%.
Authored whitepapers on technology trends in financial services and presented strategies at industry conferences, boosting company visibility.